1. Make an appointment with the bank account manager in advance or bring relevant materials directly;
2. Sign and seal relevant documents under the guidance of the account manager;
3. It usually takes 5 working days for the bank to submit the relevant information to the central bank, and the central bank will issue an account opening permit;
4. Wait for the account manager to inform for evidence collection, receipt card, U shield, etc.
5. Carry out the remaining operations such as account deposit under the guidance of the account manager;
Note: Generally speaking, in the process of opening an account and obtaining evidence, the legal representative should be present in person at least once.
Materials required:
Original and copy of business license
articles of incorporation
Original and photocopy of the legal representative's ID card
Copy of partner or shareholder's ID card
Original and photocopy of the agent's ID card.
Chapter V (Official Seal, Financial Seal, Company Seal, Special Seal for Contract and Special Seal for Invoice)
Other materials required by the local bank.
Extended data
Several basic types of company accounts:
1, basic deposit account
Basic deposit account is the main deposit account of enterprises and institutions, which mainly handles daily transfer settlement and cash receipt and payment. The withdrawal of cash such as wages and bonuses of depositors can only be handled through this account.
Opening a basic deposit account must be reported to the local people's bank for examination and approval, and an account opening permit shall be issued. The original license shall be kept by the depositor and the copy shall be kept by the bank. Enterprises and institutions can only choose one business institution of a commercial bank to open basic deposit account.
2. General deposit account
A general deposit account refers to an account opened by an enterprise or institution in a bank outside basic account for borrowing money. This account can only handle transfer settlement and cash deposit, and cannot withdraw cash.
3. Temporary deposit account
Temporary deposit account refers to an account opened by an overseas temporary institution or individual economic household for temporary business activities, which can handle transfer settlement and meet the national cash management regulations.
4. Special account
It is convenient to manage and use a certain fund, so the newly opened account is called a special account, but the opening of the special account must be approved by the People's Bank of China.
References:
Baidu Encyclopedia-Bank Account Opening Process