A personal certificate is actually similar to an electronic version of your personal signature.
Generally, when you apply for a bank card, you will ask if you want a U shield. In fact, your personal certificate is in this U shield. When there is a transfer or other amount change in your account, you will be prompted to insert a U shield. At this time, the bank will verify your identity.
If I am not mistaken, you should use your personal certificate for electronic signature, so you may only need to go to the bank where you have applied for a bank card and ask if you can apply for a U shield for that card, so that the U shield can also be used to make your bank card more secure, and the U shield can also be used for signature.
If you know nothing about digital signature, I suggest you consult Wotong Domestic Digital Certificate Issuing Center.
What is Shenzhen CA Commercial Registration Personal Digital Certificate? How to deal with it? The personal digital certificate of commercial registration is an online voucher for the registration of commercial subjects. It is issued by Shenzhen CA and provides certification services. I have used it for a long time. It was originally used to apply for an electronic business license. Later, it was found that Shenzhen CA personal certificate could be upgraded, and enterprises could also handle provident fund, social security, local tax and other businesses online in the future.
How to apply for a personal digital certificate? If you need to go to the bank's online banking professional edition, you need to bring your ID card and one card to the counter, and you will be given a hardware similar to a USB flash drive. You can go to our home page and click "Personal Banking Professional Edition" on the right, and then click the link in the download area to download and install the professional edition program.
What do I need to bring to handle the digital certificate of China Merchants Bank? _? The professional edition only has digital certificates.
On which computer is the digital certificate installed? Only that computer can use China Merchants Bank Professional Edition.
If the digital certificate is restored on another computer, the previous computer cannot use the Professional Edition. On which computer to use digital certificate, only that computer can use China Merchants Bank Professional Edition!
Obviously, the professional version is safer!
I installed the professional version, which is very good and powerful. ...
There is no handling fee for handling personal online banking certificates at CITIC Bank outlets. You must bring your ID card and CITIC Bank card to the outlet and show the teller the type of certificate you choose. There is no charge for applying for a certificate. There is a fee to apply for a mobile certificate USBKey. If it is a document certificate, you will get a certificate download code (provided in the form of password letter or e-mail), which is the unique identification of the download certificate. The download is valid within 14 days.
Personal digital certificate of online banking Digital certificate is an electronic file used by online banking users to uniquely bind personal information and electronic signature. Through it, the identity of users' online transactions can be confirmed, and the uniqueness, integrity and non-repudiation of transactions can be guaranteed.
Digital certificates are divided into "mobile digital certificates" and "file digital certificates". "Mobile digital certificate" is something that looks like a USB flash drive. It is safe and easy to carry, but the price is about 100 yuan. The "file digital certificate", IE browser certificate, is low in cost, and only needs to pay a one-time handling fee or a small annual fee, about 10 yuan, but customers can only use it on computers with this certificate, so it is suitable for users with fixed computers.
At present, online banking is mostly divided into mass edition and professional edition. The professional version must be applied for by the user himself at the bank outlet, while the popular version allows the customer to open it online with ID card, account number and password. The difference between the popular version and the professional version, that is, whether to apply for a digital certificate, is mainly manifested in:
The popular version only has basic functions such as inquiry and micropayment, and is limited by the amount of single payment and the total amount of one-day payment. Professional users with digital certificates can enjoy unlimited transfer and payment services.
In addition, with the use of digital certificates, even if the card number and password are stolen, online banking operation cannot be carried out without digital certificates, which protects the security of online transactions. And when using the digital certificate issued by China Financial Certification Center to conduct online transactions, if the account is stolen and losses are caused, individual users can get compensation of up to 20,000 yuan.
At present, among all online banking, only ICBC provides "mobile digital certificate", China Merchants Bank, Shanghai Pudong Development Bank, China Construction Bank and Agricultural Bank provide "document digital certificate", and Xingye, Minsheng, CITIC, Shenzhen Development Bank and Shanghai Bank all provide digital certificates issued by China Financial Certification Center. Everbright, Bank of China, Guangfa, Bank of Communications and Huaxia do not provide digital certificates.
Password verification
"User name+password" is the most basic way to guarantee online banking. In the process of using online banking, login password and payment password will be involved.
Login password is the password used when logging in to online banking. When it comes to transfer payment, the system will ask for the payment password, which can ensure the security of the account funds. The bank suggests that the login password and payment password should not be the same.
In order to prevent people from logging into other people's online banks by guessing passwords, banks provide protection measures.
ICBC: If the login password and payment password fail for three consecutive times on the same day, the bank will temporarily freeze the online banking transaction qualification on the same day and automatically unfreeze it the next day; After 10 consecutive failures, the bank will freeze the online transaction qualification, and the user needs to reset the password at the counter.
Xingye: The online account number entered incorrectly for 6 times has been locked and needs to be decoded at the counter.
PUFA: Unable to log in within 15 minutes after three password errors. The more mistakes there are, the longer you can't log in.
Bank of China: Three consecutive mistakes, the system will lock the user for 24 hours.
Personal digital certificate 13:40 Generally speaking, mobile digital certificates appear in the form of USB, and digital certificates often appear in the form of files.
The existing problem is that only people with certificates can complete the transaction. As long as you haven't lost your keys, there is no problem in theory.
Digital certificates are hard to say. If it exists in the form of a file, it is inevitable that it will be copied and copied. As long as you have a computer with digital certificate files, you can complete the transaction.
So in order to ensure safety, if you have a USB flash drive, that's great, just save it. If it is a digital certificate in the form of a file, you should keep this file well, and don't be copied by others, or don't let others use this computer with a digital certificate.
Hehe, it's too complicated. I'm sorry
What is a personal digital certificate? Personal digital certificate is a virtual world identity issued by an authority. It consists of a series of corresponding data. Including your unique attributes. Such as an ID card, can be bound to an entity for identification. Digital certificates basically use asymmetric encryption technology. Public key encryption, private key decryption. Generally, private keys are protected by individuals to prevent loss.
What is the use of digital certificate of Shenzhen CA commercial registration? What if it expires? With the digital certificate of Shenzhen CA, you can apply for an electronic business license online. After the enterprise is registered, it can upgrade its digital certificate and handle provident fund and tax services online. Of course, this certificate, like the online banking certificate, has a term of use. If it is about to expire, you only need to bring the relevant documents to the acceptance point one month in advance to renew the business.
Which banks' digital certificates can be used for industrial and commercial registration? Bank of China, China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, CITIC, Ping An and Postal Service.
1 Bank digital certificate is a digital certificate to verify online banking customers and protect the validity and security of accounts.
2. Digital certificate is an authoritative electronic document, which is issued by an authoritative and impartial third party organization, namely CA Center. The encryption technology based on digital certificate can encrypt and decrypt the information transmitted on the network, carry out digital signature and verification signature, and ensure the confidentiality and integrity of the information transmitted on the network. With a digital certificate, even if the information you send is intercepted by others online, or even if you lose your personal account, password and other information, you can still ensure the security of your account and funds.
3. Digital certificates can be used for secure electronic transaction processing and secure electronic transaction activities such as sending secure e-mail, visiting secure websites, online securities trading, online bidding and purchasing, online office, online insurance, online taxation, online signature and online banking.