The owner's personal information needs to be carried: ID card, driving license, driver's license, car purchase invoice, vehicle annual inspection certificate and insurance certificate. The green paper refers to the motor vehicle registration certificate, that is, the household registration book of the vehicle. During the mortgage period, the Green Paper will be kept by the vehicle management office on behalf of the vehicle owner, and will be kept by the vehicle owner after it is issued, so it is not necessary to carry it with the vehicle.
It will take about 10 working days to get back the mortgage formalities from the bank that handles the car installment payment after the last monthly payment of the car loan is deducted. The bank's credit card car is in stages. It is best to call the bank's customer service phone in advance to ask if it has been completely settled. The customer service phone number can be found on the back of the repayment card.
For car loans handled by financial companies, you can call the customer service phone number of your financial company or go to the car dealer for consultation. To get a motor vehicle registration certificate, you must have an ID card. Other possible procedures include: motor vehicle driving license, bank repayment details, etc. If it is a financial company, go to the car 4S shop. If it is a bank mortgage, go to the mortgage bank.
Extended data:
Automobile loan processing flow:
The borrower needs to prepare ID card, residence certificate, work certificate, loan purpose certificate and other supporting materials, go to a bank, fill out an application form and fill out a contract.
Waiting for the bank's pre-loan qualification investigation and approval. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan forms.
If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures; If the loan is unsecured, there is no need to sign such a contract.
The bank issues loans to lenders. Generally, banks will lend money within 2 to 3 weeks or 1 month after the approval is completed, and the loan can be released within 1 day at the earliest. The borrower pays the down payment to the car dealer, and goes through the formalities of car pick-up with the passbook and the car pick-up note issued by the bank.
In the process of applying for personal automobile consumption loan, the applicant needs a copy of ID card, household registration book, marriage certificate, income certificate, bank statement, real estate license and so on.