Disadvantages of writing a family of three in real estate license
The most direct disadvantage of writing a real estate license for a family of three is that although the children can have real estate under their names, if they want to buy their own property when they grow up, because there is already a house under their names, if the children want to buy it, it belongs to the second house. The bank's down payment and interest rate standards for the second home loan are different, which will undoubtedly increase his pressure. The down payment standard for the second home is raised to 50%, and the interest rate is also 1 of the house 1. 1 times.
If the house that parents buy for their children is relatively large and exceeds the national standard, the excess part needs to pay a certain property tax. In the future, the property tax will definitely be fully popularized. The more houses under the name, the more property tax will be paid. If the name of a family of three is added to the real estate license, it will be very troublesome to handle the mortgage formalities for this house in the future. When handling, you need to open a certificate from three people, and all three people should sign it. The procedure is complicated and requires various certificates. At the same time, you have to go to various departments to handle it, and then you will find that it is better not to add it.
How to find a good house when buying a house?
1, looking for acquaintances
If you have a wide circle of friends, you may wish to take advantage of this advantage when looking for a house. The houses introduced by acquaintances are generally reliable, but the prices are not necessarily affordable. In addition to finding acquaintances, buyers can also go to the doorpost of their favorite community and ask the staff if they want to sell the house in the community. They often have a clear grasp of the housing sales information in the community, and can also find satisfactory housing.
Step 2 watch small advertisements
Although it is forbidden to post small advertisements in cities now, in some communities, bulletin boards will be set up to post advertisements, and there are many advertisements for selling houses and renting houses. Finding a house through small advertisements has both advantages and disadvantages. The advantage is that many small advertisements can be seen by everyone, and viewers don't need to pay, but its disadvantages are also obvious, that is, the transparency of housing information is not high and the rapid matching degree is low. The most important thing is that the transaction security is not guaranteed.
3. I found it on the real estate website.
There is also a lot of listing information on the real estate website, and buyers can also find listings on some regular real estate websites. The matching degree of housing information of real estate websites is relatively high, and the most important thing is that there is no charge. However, the shortcomings of searching personal houses through the network are also very obvious, because the network itself is virtual and real, so the security is sometimes not guaranteed.
Regarding the real estate license, it is obvious to write a family of three B-ends. After all, if you want to buy a second suite at home in the future, or if your child wants to buy a house when he grows up, he may be regarded as a second suite. Not only is the down payment ratio high, but the loan interest rate is also high. How to find a good house is very important for buying a house, and a good house is more trustworthy.