The first type: insurance financing, which also belongs to long-term financing, is how much money you can get many years later.
The second type: debt financing, generally short-term, the longest is one year, that is, mortgage financing, generally fixed income.
The third type: investment-oriented financial management, that is, the financial management company takes the customer's money to invest, and this return will be higher.
Chase global capital should belong to the third category. You can consider buying some, but it is not recommended to buy more. Will only account for about 30% of our assets.