Proof of deposit of husband and wife's provident fund
Both husband and wife's "Resident Identity Card" and "Resident Account Book"
Marriage certificate: marriage certificate, divorce certificate and single certificate issued by the Civil Affairs Bureau.
Proof of salary income (the bank salary card has been running for nearly three months and stamped with the official seal) or the unit salary distribution roster and stamped with the financial official seal.
Personal credit report provided by the bank
Ward round information of the place where the house is purchased.
Purchase and sale agreement, buyer's payment voucher, duty-paid invoice
Mortgage evaluation report
Second, the handling conditions
The applicant and his spouse have valid identification.
The fact that you have purchased a self-occupied house within one year and have paid a certain percentage of the down payment.
Before applying for a loan, the housing provident fund shall be paid in full for more than 6 months.
Have a stable income, good reputation and the ability to repay the principal and interest of the loan.
Can provide a guarantee recognized by the center.
The applicant and spouse have no large debts or are providing large loan guarantees for others.
Third, the handling process
Four. Time and place of handling
Processing time: 7 working days
Location: Shangqiu Housing Provident Fund Management Center
The above sources of information
Notes on Loan of Shangqiu Provident Fund Management Center
Housing provident fund loan processing flow