I owe more than 1000, and I have no money to pay it back. It's almost a year overdue. What should I do if I get the news from Yongsheng Debt Collection Company and say I will go home at 3 pm?

1. First of all, keep calm and don't panic. Facing the problem rationally is the first step to solve the dilemma.

2. Contact Yongsheng Debt Collection Company to explain your predicament and try to find a reasonable repayment arrangement.

If the burden is too heavy to repay, you can discuss with your family and find ways to solve it, such as borrowing from friends and relatives or seeking other ways to borrow money.

4. You can consult professional organizations or lawyers to learn about personal rights and legal protection measures.

5. Pay attention to protecting personal information to ensure that it will not be harassed or maliciously threatened.

6. If the situation is very urgent, you can consider consulting consumer protection organizations for help and advice.

Summary:

In the face of overdue online loans and debt collection companies coming to collect debts, it is the key to keep calm and rational response. Actively communicating with debt collection companies, seeking reasonable repayment arrangements, discussing solutions with family members and consulting professional institutions or lawyers are all coping strategies. At the same time, it is also important to protect personal information and rights.