Financial service refers to the multiple functions of the whole financial industry to promote economic and social development. Specifically, financial services refer to various services provided by financial institutions to customers through business activities, including financing and investment, savings, credit, settlement, securities trading, commercial insurance, financial information consultation and so on. Loan services, such as collecting monthly repayment, keeping loan progress report, ensuring payment of taxes and insurance premiums, and urging overdue borrowers to repay. Loan management is not necessarily the lender, but sometimes the intermediary agency is responsible.
How much is the loan service fee?
Loan service fee refers to the fee charged when handling loan business, which is generally charged by banks, and the charging standard depends on local conditions.
The loan service fee is generally charged by the bank, but it is also charged by a third party that helps the loan business.
Loan service fees and charging standards depend on local conditions.
You don't have to pay this fee to apply for a provident fund loan, but you only need to pay a guarantee fee (three thousandths of the loan amount, with a minimum of 300) and a house evaluation fee (three thousandths of the evaluation value, with a minimum of 300 and a maximum of 1500).
Extended data
Applying for a loan directly from the bank will not charge the so-called loan service fee. When you apply for a loan, you usually need to pay a handling fee and interest. If you breach the contract during the loan process, you still need to pay liquidated damages, so you should pay attention when applying for a loan. General banks will only charge these three loan fees;
At present, some banks or lending institutions can make loans without interest, and they all earn interest by charging fees in disguise. The amount of loan interest also depends on the choice of loan individuals and products, loan channels and so on.
Loan service fees and charging standards depend on local conditions. You don't have to pay this fee to apply for a provident fund loan, but you only need to pay a guarantee fee (three thousandths of the loan amount, with a minimum of 300) and a house evaluation fee (three thousandths of the evaluation value, with a minimum of 300 and a maximum of 1500).