Some key points depend on what you have. Hehe, I don't have a house, a car or a bank. Can they still borrow money from the bank? Mainly, they said they could pay within 15 working days.
Haha, you don't need to give anything to your personal assets without collateral, because the packaging company will help you package them. They are not bank loans, but company loans. /kloc-The next payment within 0/5 working days is basically a lie. Now, if it is a pure white household, it will take about 3 months at the earliest. Of course, it depends on your age, where you work and where you come from.
If you give them copies of your ID card, household registration book and credit report, can they get the money without me?
No, where do you borrow money? You must go to that city to collect credit information. This is all the rules for lending money to banks. Besides, they packaged your loan, which must be packaged elsewhere. But your credit information is collected locally. This is a truth that banks can easily understand. You are lying to him. If you need to trust me in private, don't trust me.
2. Is it appropriate for intermediaries to charge agency fees for bank loans? Does the intermediary have the obligation to apply for a loan?
If you entrust an intermediary to handle the loan, it should be considered reasonable for the intermediary to charge a certain amount of remuneration, because the intermediary also has to eat and develop. If you think the charge is too high, you can not find this one, or go directly to the bank. In short, as long as others serve you, you should charge a reasonable reward. Of course, if the remuneration is too high or exceeds the agreed remuneration, you need a reasonable reason, otherwise you can refuse to pay. The so-called "obligation" actually has a price, but you may not realize it. Pure obligation is rare!
Third, there are intermediary companies to handle bank loans. Is it reliable?
If it is a regular small loan company, they will have an advantage over banks because of their fast lending time and short cycle.
Fourth, is it safe to find an intermediary loan?
There are more and more loan channels now, but the loan channels available to ordinary people are limited, so many borrowers who are in urgent need of money will look for loan intermediaries. So is the loan intermediary loan really reliable? Why do so many people look for loan agents to help them apply for loans? Next, let's introduce it in detail. Is the intermediary loan reliable? Intermediaries do not provide loans to small and micro enterprises and individuals, but because these borrowers do not understand loans, they need the help of loan intermediaries to apply for loans in banks as soon as possible. Intermediaries provide services for these users, so they will charge a certain loan service fee. Most ordinary people don't understand bank loans, and those with regional loans don't have time to understand them one by one. With a loan intermediary, borrowers can find suitable loan products quickly and save a lot of loan interest for borrowers. Looking for a loan intermediary, the borrower can easily get a loan from the bank by paying the intermediary service fee. Why are you looking for a loan agent? Borrowers find a reliable loan intermediary, which can rely on its own experience and professional knowledge to quickly analyze the borrower's own disadvantages, avoid the borrower's own disadvantages as much as possible, and recommend appropriate loan products. During the period of serving customers, loan intermediaries will timely introduce the loan policies of various banks to customers and recommend some loan products with relatively low interest rates to avoid problems when customers apply for loans. How can I find a reliable loan intermediary? 1. Regular loan intermediaries have fixed business premises and fixed telephones, and will not only publish their own WeChat or QQ. When looking for loan intermediaries, borrowers must know whether these intermediaries have fixed business premises, and can't just trust online loan intermediaries. 2. When a formal loan intermediary handles loan business for customers, it will first sign a loan intermediary service fee contract with customers, and finally the intermediary will assist customers to handle loan business in the bank. When handling the customer's loan business, the loan service fee will be charged. If some loan intermediaries need customers to pay loan service fees in the early stage, then borrowers need to pay special attention. 3. Loan intermediaries with formal business licenses only handle loan business for local borrowers, and will not handle cross-regional loan business. These formal loan intermediaries will be registered in the local industrial and commercial departments. When looking for a loan intermediary, the borrower can log in to the local industrial and commercial department to inquire about the information of the loan intermediary. 4. Formal loan intermediaries will cooperate with domestic banks to meet the loan needs of different customers, but some unreliable loans may always recommend online loans to customers. That is, whether the loan intermediary (free guidance and handling) introduced by Dawen is reliable. When you are looking for a loan intermediary to help you with your loan, you must find a reliable loan intermediary to avoid various problems in the later loan process. I hope the answers given in the above article (free guidance and handling) can provide some reference for borrowing users. Related Questions and Answers: Related Questions and Answers: How to find a reliable loan intermediary company? You didn't say how much financing you needed, so it's difficult to explain it to you in detail. Let me tell you something about my experience as a financial salesman! There are no reliable loan intermediaries, only conscientious salesmen. Every intermediary company is trying to earn fees and make the difference. If I want to give you some financing advice, 1. Collateral: Go directly to the bank clerk and talk about the items you want to mortgage (house, car, stock, fund, project certificate, etc.). The interest rate is about 4-8%, but the bank's requirements are quite high. 2. Investor: The interest is about 1 ~ 3% (mortgage only). This is a mixed bag. There are many pitfalls in the contract. You'd better find a lawyer to see for yourself. 3. Credit company: 1 ~ 2 points, directly looking for a salesman, no handling fee. If you complain about the handling fee directly, the salesman will be finished. 4. If you don't need much money, 108000 suggests that you get some credit cards and do it yourself.