Class I households can only open a 1 bank card in one bank (nationwide), and the transaction amount is not limited.
If you already have a Class I account, when you open an account again, it can only be a Class II or III account.
In principle, the number of Class II and Class III accounts opened by the same bank legal person for the same person shall not exceed 5 respectively.
The daily transaction limit of Class II bank cards is 6,543,800 yuan, and the annual cumulative transaction limit is 200,000 yuan. For example, due to various factors, if you apply for a Class II bank card as a salary card for finance, the company's salary of more than 6,543,800 yuan will be returned to the company account; If the salary is exactly 1 1,000 yuan, and you just spent 1 yuan on the day of salary due to various factors, then if the single-day transaction exceeds 1 1,000 yuan, the salary will return to the enterprise account. When the time comes, I will be scolded by the financial department, and my salary will arrive in a few days.
Class III account is just a form of electronic account. The maximum balance of the account does not exceed 2,000 yuan, the single-day entry-exit account does not exceed 2,000 yuan, and the annual cumulative entry-exit account does not exceed 50,000 yuan.