How to buy a second-hand house is there any way to save money?
Due to the introduction of local regulatory policies, the quotation of second-hand houses in many areas has a trend of catching up with new houses. However, due to the blessing of various taxes and fees, many property buyers are trying to find ways to buy second-hand houses more cheaply. Teach us a few tricks today.
1, the property area can be smaller.
Housing area affects deed tax payment share. The deed tax of the first suite or the second suite below 90 square meters (inclusive) is 1%, which allows the buyer to save the deed tax of the house price by x2%. Moreover, the low total price, low down payment and low monthly payment of small-sized real estate will reduce the pressure of life in the future.
Step 2 find opportunities
Pay attention to opportunities when buying a house, mainly depending on whether it is the buyer's market or the seller's market. If it is a buyer's market, buyers have more bargaining points and more time to choose; If it is a seller's market, it is difficult to bargain, so it is good to buy a second-hand house that does not raise prices indiscriminately.
Step 3 sell in full
If the purchasing power is strong, you can choose to buy and sell in full. On the one hand, it can save a lot of formalities and time, save a lot of trouble, and there will be no interest on borrowing. On the other hand, it is also a merit for the seller. The funds can be recovered quickly, so you can use the money to do other work immediately, especially for the owners who are in urgent need of money, and there is also a large bargaining space for buying a house in full.
second-hand house
Step 4 bargain
Mastering some bargaining skills can save you a lot of money. Details are as follows:
(1) Entrust a number of intermediaries to obtain more listing information.
It should be noted that buyers should show a strong desire to buy a house, so that the intermediary company will pay attention to it, and must choose an intermediary company with strength and reputation to avoid damage to its own rights and interests.
(2) Look at the room more and talk less.
Look at the house more, talk less, look at the house more, and let the seller know which local house offers a lower price, so that he can be more eloquent when bargaining.
(3) Communicate with the owner to understand the seller.
If you are satisfied with the house, you need to communicate with the owner more, understand the seller's mood, reserve price and other information, and bargain for the owner's selling mind.
5. Shop around; Shopping around
If you want to buy a house in a certain area, you must first understand the overall housing price, including different time, different apartment types, different floors and different properties.
If you want to master all kinds of information, you must look at the house more, talk to the owner yourself, and find several intermediaries to help you talk. For the sake of performance, the intermediary will take the initiative to be a lobbyist for you with the intervention of other peers.
If the owner sells the house urgently or has signed a contract to buy a house, the price reduction space of the second-hand house will be much larger. The same house may be lower than the market price 10%, or even more, because this way the house can be sold faster.