Debt-free information consulting officer

In the recent hit "Little Joy", Fiona Fang and Wenjie insisted on having a second child because of the family economic crisis, which caused a sigh among netizens. Many netizens said: "There are two senior three candidates at home, and they have to help their parents pay their debts. Both husband and wife are unemployed. What do you think of having a second child at this time? "

Fiona Fang is currently working as an online car driver and dubbing. His monthly income is about 20 thousand, which is the whole source of income for the whole family at present Tong sold the house, helped the elderly to pay back 800,000 yuan, and with the savings of 920,000 yuan, their family still has about 4 million deposits.

The two old people have a house and a pension in Beijing, so there is no need to worry at present. Lei Er was successfully admitted to Tsinghua, and his scholarship could completely offset his tuition and living expenses, so he basically didn't need flower girl's money to go to college. Space bound recovery is majoring in musicals in Nanjing Art Institute, and a series of expenses such as tuition and accommodation add up to one year10.5 million. The monthly living expenses are 5,000 yuan, and the school fees will increase by 60,000 yuan for nine months.

Children may go out to play during the winter and summer vacations. Their annual expenditure on children is 6.5438+0.2 million yuan. Now there is no mortgage, and their family only needs to pay rent every month, which is 6.5438+0.2 million yuan a year.

When all consumption is added up, the average monthly consumption will not exceed 654.38+ 10,000. Tong has no job in the past two years. His family has 4 million deposits and spent more than 2 million. The birth of a child is incalculable, but it will not consume all his family resources. It is entirely possible to have a second child.

Tong used to be the accountant in charge of a financial company, and his business ability was quite strong. Two years later, she came out to work, and the family economy was completely seamless. They can reconsider saving the down payment to buy a house.

Now that the national second child policy is open, the state encourages everyone to have a second child. Young couples feel that one child is enough and have no energy to have another child, while middle-aged couples do not have these problems.

The children of middle-aged couples basically went to college and successfully cultivated a child. When the children go to college, the couple will keep an empty house, and it is inevitable that they will feel very lonely at home. If they are pregnant at this time, they will definitely want it.

From the experience of many middle-aged couples adopting children, we should be able to understand that if we have the opportunity to have children by ourselves, we will definitely try our best to have this child. Therefore, it is understandable that Tong He chose to give birth to this child. Lei Er and space bound recovery fan are going to college soon, and their parents who have been crazy for a year in senior three suddenly quiet down, which is terrible.

Even if the economy is not affluent, or even the physical condition is not suitable, I want to gamble and give birth to this child, so there is another voice in the society: "There is no money to have a child. This is not to humiliate children and suffer for yourself. "

But life is like this. It is impossible to wait until you get everything ready before giving you a present.

In Little Joy, He Tong wants this child, which is a true portrayal of middle-aged couples in China who want a second child. There is still room in their economy. After all, their innate conditions and advantages are here, and they have suffered for several years. There are many such families in life, and they may have no room at all economically, but they still insist on having a second child. Others don't feel the same, just stand on the sidelines and objectively evaluate the suffering! But this feeling of pain and happiness is only understood by the parties concerned, so they persist in spite of their opposition.