What should you pay attention to when buying a house? After buying a house, we usually live for a long time. It is very important to choose a house that suits your mind. So it is best to consult related matters in advance. Below I will show you what to pay attention to when buying a house and what to consult.
What should I pay attention to when buying a house? What should I consult? 1 1 and check the five syndromes. The so-called five certificates refer to the state-owned land use certificate, construction land planning permit, construction project planning permit, housing construction permit and commercial housing pre-sale permit.
2. In fact, you should choose a developer with good reputation when buying a house. Generally, good developers have high qualifications and sufficient funds.
3. Choose a unit. When choosing a unit, you must first look at the orientation of the unit. The order of advantages and disadvantages is: due south, southeast, east, southwest, north and west.
4. Choose the floor. The air quality in the middle floor is better than that in the lower floor. It is more convenient to travel on the higher floor, which can be said to be a compromise.
Many buyers think that the current house price is too high, so when buying a house, they usually choose cheap real estate in the same area and lot. The correct way is to know more about housing selection and pay attention to dry goods such as good or bad apartment type and housing quality.
6. Evaluate the ability to buy a house. For those who just need it, because of their limited economic ability, they will buy a house by means of loans. The loan needs to pay a certain monthly payment. In order to ensure the quality of life is not affected and avoid the risk of default, I suggest that the monthly payment should be controlled within 50% of the total income.
7. Look at the discount. For the discount given by developers, we should inquire more, analyze more and judge more, and don't blindly follow suit.
8. Don't be impatient. Young people should not be overjoyed when they buy a house. They should abandon the idea that buying a house must be done in one step and make reasonable decisions according to their own affordability.
9. Looking at the planning, of course, you have to buy a house, choose a real estate, choose a community, and choose a house type, but you can't just look at the house, but also look at the location of the house. After all, location is the most important factor in determining the value of a house. It is suggested that when buying real estate, remember to follow the direction of urban development.
10, depending on the price, the price choice compares personal affordability, traffic conditions, residential environment, apartment structure and other conditions to measure the real estate price.
1 1, residential environment, residential landscape, greening and supporting facilities are closely related to life, and also reflect the quality of the real estate.
12. Avoid extreme floors. It is not recommended to buy the top floor and the bottom floor. The sub-floor is not only easy to be damp and moldy, breeding mosquitoes, but also the light is not good. In summer, the top floor is not only stuffy, but also prone to water leakage.
13. Stay away from the equipment floor, which is the middle floor dedicated to water supply and power supply. If you live near the equipment floor all the year round, not only the noise of mechanical equipment will make people unable to rest, but also the radiation of machinery will affect people's health.
14, you can't just buy a big house, you must consider it comprehensively and not unilaterally. The first is the area, which is based on the principle of applicability and cannot be very large.
15, considering the children's problems, we should consider the children's safety on the road when buying real estate, and try to choose the nearest house. This can save children a lot of time and give them enough time to study and rest.
16, house purchase deposit, deposit is extremely unfavorable to the buyer, which puts the buyer at a disadvantage when signing the contract. Property buyers often accept the unequal terms of developers against their will under the pressure of non-refundable deposits.
17, property, services provided by different property companies vary widely. Whether the property company can complete the task perfectly is related to the overall quality of the community.
18, sign the subscription book. The basic terms of the subscription book should be stipulated in detail, and the main conditions of the house to be purchased should be stipulated in the subscription book. The terms should be legal and effective, and the developer is required to provide the text of the commercial housing sales contract as a formal signing.
What should I pay attention to when buying a house? 2 1. Buying a house requires "shopping around"
If you want to see more real estate, you'd better visit it on the spot.
2. Check whether it meets the qualification for buying a house.
After deciding to buy a house, you should clearly understand your qualifications for buying a house there. Buyers with local hukou can buy the first suite locally, while buyers with foreign hukou need to meet certain requirements of paying taxes or social security. Please consult the local authorities for details.
3. Evaluate your own strength
Assess your financial strength before buying a house, and make a reasonable choice according to your income structure, including future job development prospects and career arrangements, considering how much down payment you can pay each month, how much you can pay each month and other economic expenses. Find a suitable and good house within an affordable range.
4. Site selection and infrastructure facilities
Before buying a house, we will check the apartment type of the real estate on the spot. We must pay attention to the choice of apartment type. Life, education and transportation facilities are perfect, which can meet daily needs. The key point is a good living environment and convenient life. After a hard and busy day, we can go home and sleep quietly and comfortably.
5. Check the basic information of the house.
After the house is selected, when signing the purchase contract with the developer, we must pay attention to reconfirming the real estate information in the contract signed with the developer, such as building number, unit, floor, room number, apartment area and price. See if this information is what you think.
6. Pay a deposit or security deposit
Ready to buy, you need to pay a certain deposit or deposit to the developer, and sign a letter of intent to buy. Need to pay attention to whether to pay a deposit or a deposit, in which the deposit is legally binding.
Default buyers can't get back the deposit, and developers need to double the deposit if they default. The deposit is not expressly stipulated in the law, which generally means to pay a certain amount of money in advance without compensation for breach of contract.
7. Determine the loan method
There are two kinds of loans, commercial loans and provident fund loans. The two loan methods have their own advantages and disadvantages. When buyers decide which way to buy a house by loan, they should fully consider the characteristics of the two ways and choose the loan method according to their actual situation.
If buyers need a larger loan amount, they can choose commercial loans, but if buyers want to save interest as much as possible, then provident fund loans are the first choice.
What should I pay attention to when buying a house? What should I consult? What should I ask for housing policy consultation?
1. In the sales office, when buyers ask about house prices, they will generally be divided into average price, unit price and total price. The average price refers to the average price of all houses in the whole building. Unit price generally refers to the unit price of a house of a certain type and a certain floor. The total price refers to the total house price.
2. Due to the difference of huxing, floor, location and area, the developers are also different, so the total price of the house may sometimes vary greatly. If you already have a house you like, you should ask what the unit price of this house is and what the total price is, so that you can really know what it is.
3. The surrounding facilities mainly include transportation facilities, educational facilities, commercial facilities, medical facilities, financial facilities and cultural and leisure facilities. Here, I suggest you ask about the traffic construction around the community, such as ground transportation and rail transportation, and have a general understanding of your future driving route.
4. Commercial facilities mainly include supermarkets and shopping malls. If these facilities are under construction, you need to ask about the specific opening hours to ensure that the normal life needs will not be affected after check-in. For medical support and financial support, you can ask the level of the hospital and which banks are nearby.
Usually, the developer has already started the pre-sale when the real estate is built, and the sales department can only see the model houses, so when buying the auction house, you should ask about the check-in time and conditions. For example, whether the water, electricity, telephone and closed-circuit monitoring system can be used normally when checking in;
6. Buyers should ask about the total number of cars in the community; Whether the parking space is above ground or underground; Can you guarantee a parking space for each household? Standard of parking fee; Can the parking space be sold?
7. As many people know, the service life of a house is 70 years, that of a business is 40 years, and that of a comprehensive industrial land is 50 years. However, few people know that the service life of the house is calculated from the date when the developer takes the land, so it is necessary to know when the developer takes the land.