Step 1: Make full preparations.
If you want to buy a house, you can't spend money lavishly! Faced with several hundred thousand yuan of high-priced consumer goods, working-class people need to plan their own income and expenditure well to lay a good economic foundation for owning a happy and beautiful house in the near future.
Step 2: Make a good plan and don't spend money.
Property reviews first clarify the purpose of buying a house, work first, residence first, or investment first? Secondly, make clear the degree of preparation of housing funds, which determines all the important behaviors of buying a house in the future. How much does it cost to buy a house? How big is the area? How much are you going to borrow from the bank? How much can the monthly supply bear? How many years are you going to offer? These are all homework that must be done together before choosing a house.
Do what you can, plan wisely, and don't run out of savings and be heavily in debt;
Choose the appropriate repayment method;
The third step: clear the goal and choose the house patiently.
When choosing a house, you should pay attention to:
When a husband and wife buy a house, they should comprehensively consider the working addresses of both husband and wife, and the choice of the place to buy a house should try to meet the smooth work of both parties;
Consult relevant information to understand the urban planning and real estate appreciation potential of the selected area, especially the future traffic planning must be carefully investigated;
Consult the professionals or consultants around you for regional information;
Understand the real estate projects that are being sold or will be listed for sale in the selected area through various channels;
Telephone consultation on the price, specific location, apartment type and other information of the selected projects, make a good comparison of the selected projects, and select the target projects;
The fourth step is field trip.
Field trip is the most important part of buying a house. In this link, we should pay attention to: don't blindly believe the information provided by the sales staff, but be sure to believe what you see. For example:
The distance to the bus station and subway station should be measured by walking in person;
If you own a private car, you must conduct a field investigation on your own car route;
The selected building is most suitable for the completed project of the main structure;
If you have the conditions, you'd better go to your favorite real estate and feel it for yourself. You can also participate in the house-watching group of Sohu Focus Network. Let's go to see the house together, discuss it and have confidence.
Step five, sign the subscription book.
After the field trip, it is best not to rush to sign the subscription book that day, but to go home and calmly analyze and consult the professionals around you before making a purchase decision.
When signing the subscription book, all written materials provided by the project sales staff during the purchase process should be kept, including information such as loushu and newspaper advertisements.
Step 6: Sign a contract and clarify property rights.
Be careful when signing a house purchase contract, because your rights and obligations are reflected. In addition, once there is a dispute with the seller in the future, the purchase contract is an important voucher and basis for solving the problem.
(The above answers were published on 2016-11-08. Please refer to the actual situation for the current purchase policy. )
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