I don't know,
Provisions on motor vehicle registration:
Twentieth in any of the following circumstances, the transfer registration shall not be handled:
(1) The contents recorded in the archives of motor vehicles and vehicles are inconsistent;
(2) Motor vehicles subject to customs supervision have not been deregulated or approved for transfer by the customs;
(3) The motor vehicle is in the period of mortgage registration and pledge filing;
2. What are the procedures for car loan transfer?
1. What materials are needed for vehicle transfer?
Materials to be provided by the seller:
1, original personal ID card;
2. Motor vehicle registration certificate of the transferred vehicle;
3. Original vehicle driving license;
4, vehicle traffic compulsory insurance policy (original or copy)
Materials to be provided by the Buyer:
Original personal identity card
Second, the vehicle transfer process
Transfer process:
1, sign a second-hand motor vehicle sales contract.
2. Inquire about violations. If there is any violation or overdue inspection, the transfer cannot be made.
3. Go to the used car market, or anywhere where you can invoice, and issue a transfer ticket.
Licensing process:
4. Go to the vehicle management office or the vehicle management office of the used car trading market to go through the licensing procedures.
5. The staff will inspect the vehicle, renew the number, remove the license plate and take photos, and pay the license renewal fee. Take photos of the vehicle and post them on the inspection record.
6. Check for violations. After passing the examination, the relevant documents, the registration form/transfer application form for motor vehicle registration, transfer and cancellation, and the transfer ticket shall be presented to the relevant window, the original vehicle formalities and vehicle number plate shall be delivered, the number shall be selected, and a new driving license, tax registration certificate and new number plate shall be issued.
Based on the above introduction, the transfer of used cars requires corresponding information, including the original personal ID cards of buyers and sellers and the original vehicle driving license. After submitting the corresponding information, the transfer can be made according to the process.
3. What is the process and approximate time of car transfer?
A: The mortgage issuance process of car loans is as follows:
1. The customer goes to the auto loan handling bank (auto consumption finance company) to go through the loan settlement procedures, apply for the loan settlement certificate and get back the vehicle registration certificate (some customers will mail the loan settlement certificate and vehicle registration certificate directly to the customer after paying off the car loan, so the customer just needs to wait patiently).
2. Bring the vehicle registration certificate and loan settlement certificate, as well as personal ID card, vehicle driving license, driver's license and other related materials to the local vehicle management office to find a staff member to apply for cancellation of vehicle mortgage registration.
It should be noted that there is no time limit for canceling the mortgage of car loan. Customers can handle it at any time after paying off the car loan. On the same day, they can open a loan settlement certificate, and then get back the vehicle registration certificate to go through the formalities of understanding the mortgage. If the loan settlement certificate and vehicle registration certificate are mailed, the customer may have to wait for one or two weeks first, and then he can cancel the vehicle mortgage registration at the vehicle management office immediately.
4. What procedures do I need to go through after the car loan is paid off?
1. The bank or financial institution that went to the loan presented the settlement voucher and got the voucher). After confirming the settlement of the loan, bring my ID card, driver's license, repayment details to 4 copies and car purchase invoices. At the same time, decompress the contract and handle the settlement certificate. Then go to the loan bank or institution to show the information.
2. To cancel the vehicle mortgage at the vehicle management office, and carry materials including the motor vehicle registration certificate, the loan repayment certificate issued by the lending institution, the organization code of the lender, the motor vehicle, the power of attorney, the identity card of the motor vehicle owner, etc. Go to the local vehicle management office for vehicle decompression procedures.
3. Go to the insurance company for the first beneficiary. Generally speaking, the first beneficiary of buying auto insurance is the lending institution. Therefore, we should change the first beneficiary to ourselves after repayment.
Through the above understanding, I need to go through the formalities. We must pay attention to these things, and deny that the car belongs to others after spending money. If you have any opinions or experiences, please give them to us below.
With the improvement of living standards, cars began to enter thousands of households. Buying a car is a very simple thing for consumers nowadays. If you can borrow money to buy a car, there are still many people who borrow money to buy a car. As we all know, many people still don't know every month. What about the new vehicle registration certificate? This question.
Don't think that it will be okay after paying off the car loan! If you don't pay attention to these three points, you will still suffer.
Vehicle registration certificate
First of all, people who have borrowed more than once to buy a car should all have a card. This card is actually a credit card, so there is actually not much money to help you get it. In other words, you need to contact the bank yourself and cancel this card. After this card is cancelled, you need to find a guarantee company or 4s shop for the second card, and get back the insurance that originally belonged to you from the first year. It will take some time to get the certificate back, but this is very important and needs everyone.
First mortgage
Although your vehicle loan has been paid off and the original vehicle registration certificate and invoice have been returned, it is still in a mortgage state, so you need to go to the local vehicle management office to decompress your car. This process is actually very simple, just bring your personal ID card and driving license. The process is simple, but this step is also very important. I hope everyone can remember.
The third point: remove the GPS.
The third point is that you need to remove the GPS of your car, so if your car is not equipped with GPS when you borrow money, there is no problem. However, some customers don't know when they buy a car with a loan, but many consumers know that their car is equipped with a GPS positioning system, so when your car is released from mortgage, you should take this GPS positioning device off at the first time, otherwise the guarantee company will still see where your car has gone, so this is also very important. I hope everyone can remember it.
Summary: The knowledge about how to release the mortgage and get back the vehicle registration certificate after the car loan is paid off is shared here today. If you still have something you don't understand, remember to leave a message in the comments area and let's discuss it together.
As for what needs to be done after the loan exchange, we also know that Mencius is a friend, and he also said it in detail. Brother Yang is here to add something to everyone! @ Mencius said the car
1. Get that big green book back.
2. Decompress the vehicle management office. (Some sss or distribution in this step may cost 100-500, which can also be understood as running errands. In fact, strictly speaking, this fee is not needed. )
3. The emphasis is on GPS.
Automobile GPS belongs to electronic products and consumables. It can be divided into wired GPS and wireless GPS, and wireless GPS works on batteries.
For wired GPS, it may be disassembled and used in other loan customers' cars, but if it is wireless GPS, the battery may be dead, or even they forget where it is installed, and it is useless to disassemble it.
Someone wants to know where this GPS is? Of course, it is not easy for you to find it. There are generally the following places.
1. The junction box in the cockpit is close to the OBD interface.
2. Internal navigation control.
3. The front and rear of the bumper.
4. And in the rearview mirror and so on.
We don't know the second situation, haha.
Well, let's just say that. I hope the great god who understands this can add it in the comments!
Now the car is not a rare thing, it can be said that it is the most mainstream means of transportation in today's society, and the threshold for buying a car is getting lower and lower. Even many businesses have introduced zero down payment for car purchase, which means that basically every household can own a car.
Of course, it may also be caused by market trends and personal economy. Most consumers will choose to buy cars by stages. After all, a car costs at least tens of thousands of yuan, and a slightly more expensive car even costs 65,438+10,000 and more than 200,000. It is still a bit difficult for ordinary families to buy a car in full.
Many car owners may not know what procedures need to be done after paying off the car loan, and even think that paying off the money is enough. In fact, after paying off the car loan, the owner needs to pay attention to completing the remaining procedures, otherwise the ownership of the car still does not belong to you.
1, green copy (motor vehicle registration certificate) and mortgage cancellation
Some financial institutions or banks will require green capital mortgage when handling installment loans, and will not release the mortgage until the loans are fully paid off.
If you don't know the process of discharging charge, you'd better contact the car manufacturer or 4S shop before discharging it. Generally, car owners only need to prepare personal and vehicle-related documents or materials, first go to the bank or financial institution to complete the payment certificate, get back the green paper, and then go to the vehicle management office to understand the charging procedures. The procedure is not complicated, but it is the most important link.
Step 2 remove the GPS
Generally, vehicles with installment loans will be forced to install GPS, but now if banks borrow money to buy cars, they will basically not install GPS on vehicles, because banks will decide through personal credit information, and it is impossible to lend money because of poor credit information.
However, if the owner is a third-party financial institution, there is a high probability that he will be forced to install a GPS locator to track the location information of the vehicle, so as to prevent the owner from driving away without repayment, which is a great loss for the merchants.
So when you buy a car, you should ask if you have installed GPS. If the vehicle is equipped with a GPS locator, it must be removed after the loan is repaid, because it is useless to keep it, and it cannot be used without paying a high traffic data fee. In addition, it is not safe to raise, and no one wants to be monitored by others in real time.
However, some car owners use credit loans when buying a car. Buying a car by stages, there is no so-called green paper on mortgage or vehicles are forced to install GPS. This situation is not so troublesome, but I still have to go to the vehicle management office to learn about the mortgage procedures. At the same time, it is necessary to check whether the beneficiary of insurance is a bank/institution or an individual car owner, which involves the issue of insurance compensation.
For consumers nowadays, buying a car is a very simple matter. If there is a lot of pressure to buy a car in full, you can also borrow money to buy a car. But there are still many doubts about people who buy cars with a lot of loans. As we all know, it is enough to return the car on time every month. Don't think that it will be okay after paying off the car loan! There are still some places to pay attention to.
1. Contact the 4s store. After the installment deduction is completed, contact the 4s shop to get back the registration certificate, decompress the contract and settle the certificate.
2. Carry the Vehicle Registration Certificate and the freight forwarder's settlement voucher to the vehicle management office for mortgage cancellation.
3. Modify the beneficiary of auto insurance, because it starts with a loan, so the beneficiary at the beginning is the payment institution. After the loan is paid off, the beneficiary needs to be changed to himself.
4. remove the gps. When buying a car by stages, the car that has not paid off the loan will be equipped with gps positioning. After paying off the loan, it is necessary to dismantle the gps of the car in stages to prevent the privacy of its location from being leaked.
For netizens who care about cars, there are actually some questions more or less, and they are also looking for answers. This time, let's see what questions we will answer.
First, confirm whether the loan has been paid off in full, and then you need to go through the mortgage cancellation procedures. If you don't go through the mortgage formalities, there will be restrictions on selling cars in the future.
The main steps are as follows: 1. Contact the dealer to obtain the relevant information needed to release the custody;
2. Whether to make an appointment by calling the vehicle management office and the required certificates;
3. Go to the vehicle management office or service point to handle business.
After all the formalities are completed, you can see the registration of "cancellation of mortgage" on the Motor Vehicle Registration Certificate, and the car really belongs to you from now on.
Hello, I'm Shimen Chetan ~ I'm glad to answer your questions, focusing on Japanese cars and German cars. Let me answer your questions! ! If you think my answer satisfies you and solves your problem, praise and attention are the best support for me! Thank you! After the car loan is settled, prepare the decompression materials, settlement certificate and motor vehicle registration certificate (green copy) to the bank or financial company that handles the loan to get the corresponding procedures, such as taking the decompression materials, settlement certificate, motor vehicle registration certificate (green copy) and related materials to the local vehicle management office for decompression business. If the vehicle is not decompressed, the ownership of the vehicle is not its own, so it is necessary to go through decompression registration after the loan is paid off, so that the vehicle can be transferred and filed in the future.
Can the positioning GPS be disassembled by itself? If you pay a GPS deposit in a bank or financial company, you'd better not remove it, because removing it yourself may lead to a non-refundable deposit.
If you don't pay the GPS deposit in the bank or financial company and have certain hands-on ability, you can dismantle it yourself, as long as you pay attention to the line and don't answer the electricity.
Nowadays, with the development of economy, private cars are no longer luxury goods, and even the zero down payment car purchase business launched by many platforms allows some young people to drive their own cars early. However, many Xiaobai are not familiar with some processes after repayment because it is the first time to handle car loan business.
In fact, after paying off the vehicle loan, there are two important procedures that must be handled. One is to cancel the mortgage on the motor vehicle registration certificate. This step is necessary because some financial institutions or banks often mortgage this certificate. If you really don't know, you can consult the relevant institutions or companies where your business is located.
The second is to remove the GPS from the car, and some vehicles with installment loans will be forced to install GPS to ensure that the vehicles will be driven away or transferred before the loan is paid off. This also needs to consult the relevant companies to be clear, but GPS, as an object related to its own privacy, is best removed.
However, some car loans are credit loans, and there are not so many procedures in themselves. They just need to go to the DMV to learn about the charging procedure. At the same time, pay attention to check whether the insurance beneficiary is himself. The above are some processes after the car loan is paid off, for reference only.
Nowadays, many people will choose loans to buy cars. Loans can really alleviate the economic pressure of car owners. It's a good choice. Although there will be interest, it is still affordable to spread it evenly every month. You need to go through the application procedures before the loan, so what procedures do you need to go through after the loan is completed?
After the vehicle is repaid, whether to go through any formalities depends on what kind of loan the owner handles. If it is an unsecured credit loan, there is no mortgage before anyway, so after the loan ends, the relationship with the bank will automatically terminate without any formalities. It is a more reliable way, but the bank's audit requirements are stricter when applying, and customers with better credit qualifications suggest choosing this loan method.
There is also a mortgage loan. This kind of loan generally needs to mortgage the vehicle title certificate or other valuable documents in financial institutions, and also needs to install GPS in the car. The cost of installing GPS is still borne by the owner. Because this kind of loan is mortgaged by real estate, the requirements for inquiring the applicant's credit information are not so strict. At the same time, because of the high risk, the owner will be required to install GPS. After the loan is over, the owner needs to go to the financial institution to go through the formalities of unbinding, mainly to get back the mortgaged items. Be sure to remember how much material he mortgaged and how much material he wanted to get back. The specific requirements of each financial institution are different, and car owners need to make their own records. Then, if someone installs GPS and wants to stay and continue to use it, it is necessary to confirm whether financial institutions will really stop supervising their vehicles. If you feel unreliable and want to dismantle it, then do all the formalities well and find a place to dismantle it yourself.
In fact, it is very important to choose what kind of loan for vehicle loans. If you can choose unsecured loans, you can choose unsecured loans. If you can't apply for a mortgage, you should choose a reliable financial institution, and then make sure that the procedures of both parties are clearly handed over, so that you can have a basis when you go through the procedures of unbinding. The vehicle is large and the loan amount is not low, so be cautious.
Just watch the video.