About Ping An Pratt & Whitney Loan
First of all, from the background, Ping An Pratt & Whitney is backed by Ping An Group and divided into three business departments: unsecured, mortgaged and small and medium-sized enterprises. However, unsecured business is still the largest business at present. Among them, the products launched by online loans are familiar to the market. Judging from the loan amount and interest, my loan amount is 20000-30000. Interest is calculated on my loan on a daily basis, and interest and guarantee fees are charged according to the loan balance. The daily interest rate is 0. 1%. Compared with other popular Internet loan products, such as Alipay's ant loan of 20-5 million yuan and Tencent's micro loan of 40-5 million yuan, my loan interest rate is really high. In terms of repayment, the way to borrow money at any time is the convenience of Internet loan products. But be sure to pay attention to the problem and pay back on time so as not to affect your personal letter.
Ping An Pratt & Whitney's collection of loans continues the collection methods of formal financial institutions, and there are basically no violent collection methods such as exploding address books, threatening intimidation, and writing big characters. Under normal circumstances, Ping An Pratt & Whitney loans are provided by telephone, SMS and door-to-door collection.
For borrowers with serious overdue, Ping An Pratt & Whitney Loan may take legal measures. The legitimacy of Ping An Pratt & Whitney loan is mainly reflected in three aspects: loan qualification, loan interest and collection method.
Ping An Pratt & Whitney loan interest rate is legal. To judge whether an online lending platform is legal, we only need to know the loan qualification, loan interest and payment method. Ping An Pratt & Whitney has obtained two small loan licenses, namely, Chongqing Jinan Network Small Loan License and Hunan Ping An inclusive microcredit Co., Ltd., so Ping An Pratt & Whitney has no problem in loan qualification. According to Chinese laws and regulations, the annual interest rate of Ping An Pratt & Whitney loan exceeding 36% is usury, which is illegal. Judging from the current situation of Ping An Pratt & Whitney loans, the annual interest rate of loans is mostly within 20%, which does not touch the red line of usury.