1. loan amount and term: winzhongtong is an online consumer finance platform. The amount of loans provided is small, ranging from 1000 yuan to 50,000 yuan, and the repayment period is short. From 3 months to 12 months, Xiaoying Card Loan is a loan product launched by Xiaoying Technology, which can provide a larger loan amount, up to 500,000 yuan.
2. Application method and conditions: YZTO applies online, users can fill in the information and review it on the platform, which is suitable for individuals who urgently need small loans. Xiaoying Card Loan requires users to register and apply through Xiaoying Card Loan APP. Loan approval is strict, users need to provide more personal information and materials, and consider the user's credit score and income to decide whether to approve or not.