Pinzhi Loan is a pure online personal credit loan product owned by Rong 360 and Horgos Senhai Information Consulting Co., Ltd. * *, and it is also a relatively new product name recently, because the market feedback in recent days is also quite good. It should be no stranger to the first-class loan some time ago, because Pinzhi loan is actually the previous first-class loan. Recently, many users have paid attention to the approval of Pinzhi Loan. Let's look at the operation of the application:
At present, the maximum application amount of Pinzhi Loan is 50,000, and the longest service period can be divided into 12 months. The information needed when applying is actually a set of information provided together with other products in Rong 360, which provides personal identity authentication and face recognition, and then the rest is only to provide personal basic information; In fact, this product is indeed similar to the first-class loan in terms of application and arrival time. According to the feedback from users who recently submitted the loan application for Pinzhi Loan, after Pinzhi Loan was submitted for approval, the whole process was also approved by the system, with few calls. After the approval, the withdrawal amount was successful, and it normally arrived about 1-3 days. In terms of interest, according to the user feedback in the following paragraph, the application for 12000 has been used for 12 months, and the total repayment due is about 163 13.04, and the comprehensive annualized interest rate is about 35.94% (please refer to the actual interest rate when borrowing);
In fact, Pinzhi loan does belong to the same series of products as the previous mobile phone loan, but the previous mobile phone loan and food and clothing loan can be repaid at the same time. If the previous mobile phone loan is in use, the loan order may be cancelled after the application for Pinzhi Loan is approved. If this happens, it means that the previous qualifications for mobile phone loans or food and clothing loans were shared with Pinzhi loans. There are also some users who will prompt that the number of applicants is full after logging into 360. You can try to see if you are qualified at 0 am or 9 am. Recently, Pinzhi Loan is relatively stable from the market feedback. If conditions permit, you can apply for a try if necessary. The introduction is for reference only.