First, the background and present situation of the inter-provincial use of medical insurance cards
With the increase of population mobility and medical treatment in different places, it is common to use medical insurance cards across provinces. In order to facilitate the insured to use medical insurance cards to settle medical expenses when seeking medical treatment in different places, local medical insurance departments have taken a series of measures, including establishing a settlement platform for medical treatment in different places and promoting electronic medical insurance cards.
However, due to the differences in local medical insurance policies and regulations, the management and restrictions on the use of medical insurance cards across provinces are not the same. In some areas, insured persons may be required to file before using medical insurance cards across provinces to ensure that their use conforms to local policies and regulations; Other areas may take other management measures, such as limiting the scope of use and setting the reimbursement ratio.
2. Do I need to file a medical insurance card to buy medicine across provinces?
For the question of whether it is necessary to file a medical insurance card to buy drugs across provinces, the specific answer needs to refer to the regulations of the local medical insurance department. Generally speaking, if the insured person needs to buy medicine in different places and use the medical insurance card to settle accounts, he may need to apply to the local medical insurance department in advance. The specific procedures and requirements for submitting applications in different regions may be different, and the insured person needs to consult the local medical insurance department or relevant institutions for details.
It should be noted that even if some areas do not require filing, the insured persons who use medical insurance cards across provinces still need to abide by local medical insurance policies and regulations to ensure compliance with relevant requirements. At the same time, in order to avoid unnecessary troubles and losses, it is suggested that the insured know the medical insurance policies and regulations of the destination in advance before traveling, so as to better enjoy the medical insurance benefits.
To sum up:
Whether it is necessary to apply for a medical insurance card for inter-provincial drug purchase depends on the local medical insurance policy. Before using the medical insurance card across provinces, the insured should consult the local medical insurance department or relevant institutions to understand the specific requirements and procedures. At the same time, the local medical insurance policies and regulations should be observed in the use process to ensure that the use meets the relevant requirements.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 30 provides that:
The following medical expenses are not included in the payment scope of the basic medical insurance fund:
(a) shall be paid by the industrial injury insurance fund;
(2) It shall be borne by a third party;
(three) shall be borne by public health;
(4) Go abroad for medical treatment.
Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.