30% down payment for the first suite, and the rest can be mortgaged; The second suite shall be implemented in accordance with the regulations of cities, counties and banks. Haikou City stipulates that 40% of the down payment for the first suite has been settled and 70% has not been settled; 50% in Sanya.
2. Non-Hainan household registration:
The first type of cities and counties (Haikou, Sanya and Qionghai): a set of families, with a down payment ratio of not less than 70%, is prohibited from being transferred within 5 years from the date of obtaining the property right certificate. If you buy a house in the restricted area of this Municipality, you shall pay personal income tax or social insurance for 60 months or more.
Legal basis: Article 61 of the Law of People's Republic of China (PRC) on Urban Real Estate Management shall apply to the land administration department of the local people's government at or above the county level for registration, and the land administration department of the local people's government at or above the county level shall issue a land use right certificate after verification.
If a house is built on the land for real estate development obtained according to law, it shall apply to the real estate management department of the local people's government at or above the county level for registration with the certificate of land use right, and the real estate management department of the local people's government at or above the county level shall verify and issue the certificate of ownership of the house.
When real estate is transferred or changed, it shall apply to the real estate management department of the local people's government at or above the county level for registration of change of real estate, and apply to the land management department of the people's government at the same level for registration of change of land use right on the basis of the changed house ownership certificate. After verification by the land administration department of the people's government at the same level, the land use right certificate shall be replaced or changed by the people's government at the same level.
If it is otherwise provided by law, it shall be handled in accordance with the provisions of relevant laws.