second hand housing transactions
1, see the house
When the buyer looks at the house, the buyer and the seller initially negotiate the price, payment method and delivery date.
Step 2 sign a contract
The seller shall provide the legal certificate of the house, both parties shall pay the house purchase deposit, and both parties shall sign the house purchase contract in at least three copies.
Step 3 handle the transfer
The buyer and the seller apply to the real estate transaction management department for review. After going through the declaration procedures, the management department should check the relevant documents, review the property rights, and handle the transfer procedures for houses that meet the conditions for sale.
4. Go through the deed formalities.
The real estate transaction management department shall, according to the property right and the purchase object of the transaction house, report to the transaction department for approval step by step according to the examination and approval authority set by the transaction department in advance, and both parties to the transaction may go through the formalities for signing the deed.
Step 5 pay taxes and fees
3.30 After the reform of the New Deal, the second-hand houses that have reached the age of two years can be exempted from business tax in the transaction process in addition to personal income tax, stamp duty and deed tax.
6, the transfer of property rights transfer procedures.
After the real estate transaction management department completes the registration of property right certificate change, both parties will hand over the transaction data to the issuing department, and the buyer will apply to the issuing department for a new property right certificate with the Notice of Obtaining Property Right Certificate.
7. Bank loans
After signing the house sales contract with the seller, both buyers and sellers will go to the loan bank to handle the loan procedures, and the bank will review the credit of the house, determine the buyer's loan amount, and then approve the buyer's loan. After the property rights of both parties are changed, the bank will issue a one-time loan after the buyer receives the property right certificate.
8. Balance transaction is completed.
After the buyer obtains the property ownership certificate, pays off the house price, sells the house, delivers the house and settles the property fee, the transaction of the second-hand house between the two parties is completed.
What should I pay attention to when publishing housing information online?
First of all, you can have a rough estimate of your house. You can browse the house price of this community online first, or you can call a broker online for consultation. You should know how much your house can sell.
Don't publish the listing information on small websites at will. I suggest you don't hang your sales information on small websites, as it will receive numerous intermediary calls, which will affect your work and life.
Be prepared for all kinds of calls you may receive. In the first three or four days after the information is released, there may be countless phone calls asking about the house. Therefore, I suggest that if you want to publish information on the Internet so as to publish the landline number, you should either buy a new monthly mobile phone card or get a free mobile phone card, and then stop this card number after selling the house.
All the above knowledge about second-hand housing transactions, as well as what to pay attention to when publishing housing information online, because there are more people buying second-hand housing now, and the transaction of second-hand housing is more complicated. Nowadays, many people also like to publish houses online, because it is more convenient, so we should know which houses are real, so that we can choose a good house.