Is the loan of Hangzhou Hong Ying Information Service Co., Ltd. formal?

According to the inquiry of China Travel Service, it is irregular. Hangzhou Hong Ying Information Service Co., Ltd. is the edge of the law. This loan software, formerly known as Borrowing King, belongs to a pure online personal credit product operated by Hangzhou Hong Ying Information Technology Co., Ltd., which is open to individuals. Every time I urge customers to ask for money, I am overbearing. Because of violent collection and high interest rate, the software has been removed. Jinying installment is actually the borrower's new vest, which cannot be downloaded in the application market and can only be shared through browsers or other means.