In addition, if the cardholder spends 18 or 50,000 RMB within 12 months from the date of issuing the card, the annual fee for the following year may also be exempted.
The annual fee of Minsheng Bank Standard Platinum Credit Card is charged in 600 yuan RMB every year. If it is another version of Platinum Credit Card, it may be slightly different. The first year of the verification card is free of annual fee.
For more information about the annual fee of Minsheng Bank Platinum Credit Card, please go to: See More.
Is there an annual fee for Minsheng Credit Card?
Minsheng credit card has an annual fee, but it depends on what kind of credit card you are, because each credit card has different requirements for annual fees, and some credit cards are free of annual fees. I suggest you call the customer service telephone number of Minsheng Bank at 95568 for consultation.
1, Minsheng Bank Credit Card will charge an annual fee as long as the user has handled the card, whether it is activated or not; (Minsheng Bank is different from most banks; Therefore, to apply for Minsheng Credit Card, if you intend to use it, you must activate it. Otherwise, an annual fee will be charged if you don't open the card. If you don't use it, it is recommended to return the card and cancel the account.
2. The annual fee will be automatically deducted from the credit card account, and there is no need to go to the business outlets to pay. The bank has a corresponding deduction form for the amount of deduction, which will be prompted by SMS; It's best to check if there is any mistake after the deduction. If there is overpayment, it is obviously brushed for a certain number of times, but it is still deducted according to the original standard. You can contact the bank to explain the situation and ask it to return the overpaid money:
3. If there is an annual fee reduction policy, it is necessary to make clear whether the credit card consumption has reached a certain number of times or a certain amount; Some cards only need to be swiped a certain number of times a year, and the annual fee for that year can be waived without any restrictions; And some need to meet the number of credit cards and the amount of consumption at the same time to avoid annual fees;
Annual fee-free policy: Jinpu Card will be exempted from the annual fee of the first year when swiping the card within 2 months, and the annual fee of the next year when spending 5 yuan RMB or 1 transaction in that year, and so on; After the standard platinum card is activated, the annual fee will be charged in the first year. If you spend 18 card or 50,000 yuan or equivalent in the current year, you can avoid the annual fee of the following year, and so on (except for special cards).
Annual credit card fee of Minsheng Bank: Puka 100 yuan/year, supplementary card 50 yuan/year; Gold card 300 yuan/year, supplementary card 150 yuan/year; Standard platinum card 600 yuan/year, supplementary card 300 yuan/year; 3,600 yuan/year for luxury platinum card and 1800 yuan/year for supplementary card; Diamond card 1 10,000 yuan/year, and supplementary card 5000 yuan/year; Unlimited card 30,000 yuan/year, supplementary card15,000 yuan/year.
20 18 What is the annual fee of Minsheng Credit Card? List of annual fee collection standards
The annual fee of credit card is a concern of many cardholders. After all, it is the expenses that the cardholder needs to bear. Most cardholders only know that the higher the credit card level, the higher the annual fee charging standard, but the specific charging standard is often unknown. Today, I would like to introduce the annual fee of Minsheng Credit Card 20 18 and the details of the annual fee collection standards for credit cards of all levels.
20 18 Minsheng Credit Card Annual Fee
Puka: the main card 100 yuan/year, and the auxiliary card 50 yuan/year;
Gold card: main card 300 yuan/year, supplementary card 150 yuan/year;
Standard Platinum Card: main card 600 yuan/year, supplementary card 300 yuan/year;
Luxury Platinum Card and Bao Tong Staged Diamond Card: 3,600 yuan/year for the main card and 0/.800 yuan/year for the auxiliary card;
Diamond card: the main card 10000 yuan/year and the auxiliary card 5000 yuan/year;
Air China Unlimited Card: 30,000 yuan/year for the main card and 65,438 yuan+05,000 yuan/year for the auxiliary card;
New electronic credit cards: Puka 100 yuan/year, Golden Card 300 yuan/year, Standard Platinum Card 1500 yuan/year;
Platinum wealth management card: main card 1500 yuan, and auxiliary card 750 yuan;
Bao Tong luxury platinum card by stages: main card 1800 yuan/year, and auxiliary card 900 yuan/year;
Elite Platinum Card: main card 1800 yuan/year, and supplementary card 900 yuan/year;
Centurion black gold card: 36,000 yuan/year for the main card and 6,000 yuan/year for the auxiliary card;
Centurion Platinum Card: 6,000 yuan/year for the main card and 3,000 yuan/year for the auxiliary card.
The above is the annual fee collection standard of Minsheng Credit Card 20 18. Minsheng Bank has different annual fee reductions and exemptions according to different credit card grades and product types. Among them, ordinary cards, gold cards and some platinum cards can be easily exempted from annual fees, but special high-end products are not.
20 18 Minsheng credit card application skills The second batch is to kill two birds with one stone.
Is there an annual fee for Minsheng Credit Card Gold Card?
The annual gold card fee of Minsheng Bank Credit Card is one year 300 yuan, and some gold cards are one year 200 yuan. Minsheng Bank's credit cards (Puka, Gold Card and Standard Platinum Card) are exempt from the annual fee in the first year, and the annual fee in the following year is exempted if you swipe your card eight times a year.
China Minsheng Bank (English name: ChinaMinshengBankingCorp , Ltd, referred to as CMBC, Minsheng Bank, Shanghai Stock Exchange: 6000 16 HKEx: 0 1988) is the first national commercial bank initiated by private capital in Chinese mainland, with the establishment date of199665438+1October 65438.
Major shareholders include New Hope Group, Oriental Group, China Oceanwide Holding Group, China Shipowners Mutual Insurance Association, China Life Insurance Co., Ltd., etc.
Minsheng Bank A shares were publicly listed on the Shanghai Stock Exchange on February 65438+, and Minsheng Bank H shares were listed on the Hong Kong Stock Exchange on June165438+1October 26, 2009. In 20 18, Fortune ranked 25th1in the Fortune Global 500 list.
2065438+On June 26th, 2009, eight banks including China Minsheng Bank launched the first batch of enterprise information networking verification systems. July 20 19, Fortune Global 500 released: ranked 232nd.
20 19 12 18, ranking 70th in the People's Daily's "China Brand Development Index" 100 list. In March 2020, it was selected as one of the top 500 global brands in 2020 185.
scope of business
(1) Absorbing public deposits;
(2) Short-term, medium-term and long-term loans;
(3) Handling domestic and international settlement;
(4) Handling bill acceptance and discount;
(5) Issuing financial bonds.
(6) Acting as an agent to issue, honor and underwrite government bonds;
(7) buying and selling government bonds and financial bonds;
(eight) engaged in interbank lending;
(9) Acting as an agent for buying and selling foreign exchange;
(ten) engaged in bank card business;
(eleven) to provide letter of credit services and guarantees;
(12) Agency payment and insurance agency business;
(thirteen) to provide safe deposit box services;
(14) Other businesses approved by the State Council Banking Regulatory Authority. With the approval of the People's Bank of China, it can engage in foreign exchange settlement and sale.
Company size
As of September, 20 13, China Minsheng Bank has been established in Beijing, Shanghai, Guangzhou, Shenzhen, Wuhan, Dalian, Nanjing, Hangzhou, Taiyuan, Shijiazhuang, Chongqing, Xi 'an, Fuzhou, Jinan, Ningbo, Chengdu, Tianjin, Kunming, Nanchang, Qingdao, Xiamen, Zhengzhou, Changsha, Changchun and Hefei.
In Baoji, Shantou, Suzhou, Wenzhou, Quanzhou, Handan, Tangshan, Cangzhou, Luoyang, Nanyang, Xiangyang, Lvliang, Datong, Weifang, Nantong, Hengyang, Zhongshan, Yichang, Xuchang, Yancheng, Jining, Longyan, Shangrao, Maanshan, Ganzhou, Jinhua, Changde, Yanbian, Taizhou, Sanya and Huai 'an.
Branches directly under 12 have been established in Xianning, Wuxi, Changzhou, Zhenjiang, Yantai, Shaoxing, Putian, Dongguan, Foshan, Zhuzhou, Huangshi and Xiaogan, with branches in Hong Kong. At present, the representative offices in Singapore, Tokyo and London are under preparation. In addition, it also holds 27 village banks nationwide; Holding Minsheng Canada Fund Management Co., Ltd. and Minsheng Financial Leasing Co., Ltd.
How much is the credit card withdrawal fee of Minsheng Bank?
I. Credit card withdrawal fee of Minsheng Bank-domestic overdraft withdrawal fee.
Cash withdrawal from the counter or ATM equipment of China Minsheng Bank: a handling fee is charged according to the cash withdrawal amount, with a minimum of 1 RMB per transaction;
Cash withdrawal at other domestic bank counters or ATM equipment: charge a handling fee of 1% of the cash withdrawal amount, with a minimum of 1 RMB per transaction;
Second, Minsheng Bank credit card withdrawal fee-overseas overdraft withdrawal fee
Handling fee for overseas cash withdrawal: 3% of the cash withdrawal amount, with a minimum charge of USD 3/EUR 2/GBP 2/AUD 4/CAD 4/JPY 300;
Third, Minsheng Bank credit card withdrawal fee-refund.
Handling fee for cash withdrawal of RMB overpayment: there is no handling fee for retrieving overpayment through the ATM and counter of Minsheng Bank, and the handling fee for retrieving overpayment through other banks is 1%, with a minimum of 1 yuan;
Charge standard for overpayment and overpayment: 3% of the cash withdrawal amount, with a minimum of USD 3/EUR 2/GBP 2/AUD 4/CAD 4/JPY 300.
Take Ms Zhang's cash withdrawal as an example. The bookkeeping date is 13 per month, and the due repayment date is 2 per month. She only withdrew 1000 yuan from the ATM on May 28th, and Ms. Zhang's circulation interest on June 1000 yuan was1000 yuan for six days (June 8th-June 65438+).
How much is the annual credit card fee of Minsheng Bank?
This can be divided into several situations:
MasterCard: the annual fee standard is 100 yuan; Puka supplementary card: annual fee standard 50 yuan;
Gold master card: annual fee standard 300 yuan; Gold supplementary card: the annual fee standard is 150 yuan;
Platinum Card: Annual fee standard 600 yuan.
The annual credit card fee of Minsheng Bank is charged annually. If you swipe your card 1 within 2 months after the card is verified, you can avoid the annual fee for the first year. Swipe your card 8 times in the current year, and the annual fee for the following year can be waived.
in fact
Minsheng bank credit card is still very good. At present, there are many types of Minsheng Bank credit cards to choose from, such as:
1. Frequent travelers can choose from the following cards: Minsheng Air China Companion Co-branded Credit Card, Minsheng Southern Airlines Pearl Co-branded Credit Card and Minsheng HNA Co-branded Credit Card.
2. Cards that can often be selected abroad include: Minsheng VISA full-currency credit card and Minsheng standard dual-currency credit card.
3. Cards that you can choose if you like shopping include Minsheng Shen Han Department Store Co-branded Credit Card and Minsheng.com Tesco Installment Credit Card.
Supplement: Judging from the credit card points used by banks, the credit card points of China Minsheng Bank are relatively high. In addition, China Minsheng Bank has several advantages. First, the installment service of the People's Bank of China's credit card will not occupy the credit card usage quota. And there is no charge for withdrawing cash by credit card. More importantly, if you are a gold card user of China Minsheng Bank, you can also enjoy lawyer services and business travel reservations. Finally, the ID card he provided is very personalized and can be customized by users, but it requires users to pay a certain business card printing fee.
The disadvantage of China Minsheng Bank's credit card is that there are few business outlets, and users may feel a little inconvenient when they need to handle related business at business outlets. Another is to support Alipay consumption. But for this consumption, there are consumption restrictions. Single consumption shall not exceed RMB 1000, and the maximum daily cumulative consumption is RMB 5,000. But this limit should be enough for us ordinary users.
This concludes the introduction of Minsheng Bank's credit card handling fee and Minsheng Bank's savings card handling fee. I wonder if you found the information you need from it?