You can go to the Credit Information Center of the People's Bank of official website and China to check whether there is a bank loan.
The specific operation steps are as follows:
1, Baidu webpage search "Credit Information Center", find the website of Credit Information Center of China People's Bank after the search, and then click Enter.
2. After entering, find the Internet personal credit service platform, and then click Enter.
3. After entering, find "Start Now" and click Enter.
4. After entering the login interface, enter the user name, password and verification code, and click Login.
5. After logging in successfully, enter the personal account page, check the credit report under the credit application column, and click to get the dynamic password.
6. Enter the mobile phone dynamic password and click Submit.
7. After receiving the identity verification code, enter the page of obtaining credit information, check the personal credit report, enter the identity verification code, and click Submit.
8. After submission, you can see your loan record on the credit report page.
How do I check if I have a loan?
You can query in the following ways:
1. You can check whether there is a loan in your name by querying your personal credit record:
2. Check the personal credit report online through personal online banking or mobile banking or China UnionPay Express APP!
3. Go to the local people's bank credit department to inquire; Log on to the personal credit information service platform of China People's Bank Credit Information Center for inquiry;
4. Bring your ID card to the local people's bank to apply for access to your credit records and inquire about your loan situation;
5. Find the local police for information retrieval, find personal information, and know whether there is a loan under your name.
Tips: When logging in to the website, you must pay attention to the authenticity of the website to prevent being cheated! If you find an unknown loan under your name, you can report it to the local public security organ!
You can query in the following ways:
1. You can check whether there is a loan in your name by querying your personal credit record:
2. Check the personal credit report online through personal online banking or mobile banking or China UnionPay Express APP!
3. Go to the local people's bank credit department to inquire; Log on to the personal credit information service platform of China People's Bank Credit Information Center for inquiry;
4. Bring your ID card to the local people's bank to apply for access to your credit records and inquire about your loan situation;
5. Find the local police for information retrieval, find personal information, and know whether there is a loan under your name.
Tips: When logging in to the website, you must pay attention to the authenticity of the website to prevent being cheated! If you find an unknown loan under your name, you can report it to the local public security organ!
How to inquire about personal loan information
You can log in to online banking and query the loan situation through the function of "Loan Management-Loan Query and Settings", including historical transactions, application progress, contracts, remaining repayment plans, line details, overdue information, etc. You can also change the repayment account. You can also log in to the mobile banking and inquire about the loan situation through the function of "Home Page-Loan Management-My Loan", including historical repayment, overdue, remaining repayment plan, loan amount, contract and other information. You can also change the repayment account and prepay.
The above contents are for your reference. Please refer to the actual business regulations.
How to inquire about your own loan information
I forgot that there are two ways to reset the account number and password of the student loan system of China Development Bank: \ \ One is to log in with the ID card (area code ID number) and the password is the applicant's eighth birthday; \ 2. Call the local education bureau to apply for password reset. \ \ Log in to the system with your ID card. If the password has not been changed, it is the initial password, which is the date of birth. If you change it, go to the county rescue center and ask the staff to help you reset it, and the password will be restored to the original password. \ or call China Development Bank for telephone consultation.
How to check your own loan?
To apply for a personal commercial loan in China Bank, you can log in to Bank of China Mobile Banking, Online Banking and Weizhong Bank to inquire about the loan information in my name. Take mobile banking as an example, and enter the "Loan" module. The total balance of loan principal displayed at the top of the page is the sum of your remaining outstanding loan principal. If there are multiple loans, you can click on the balance to view the details. In addition, you can bring your valid identity documents to the loan processing outlets for enquiries.
The above contents are for your reference. Please refer to the actual business regulations.