1. Identification documents of the borrower and spouse, including ID card and marriage certificate;
2, the borrower and family income proof materials, including income proof, salary, lease contract, tax bill, etc. ;
3. Proof materials of borrower and family assets, including real estate license, driving license, stock fund wealth management products list, etc. ;
4. The borrower's credit records, including credit reports;
5. Collateral materials, including real estate license, inquiry form, evaluation report, etc. ;
6 materials of the guarantor, including the identity certificate, income certificate, asset certificate and credit report of the guarantor. ; If the guarantor is a guarantee company, provide the investigation records, examination and approval results and counter-guarantee measures of the guarantee company;
7. The borrower's enterprise information, including business license and Shenzhen Municipal Bureau of Market Supervision registration information inquiry form (website print: WWW.SZAIC.GOV.CN/" target = "_ blank" > http://www. SZAIC.GOV.CN/), or the lease contract of the business premises, or the proof of ownership of the business premises; Operating income transaction record or POS transaction record or borrower's bank transaction flow in the last six months;
8. Proof of use, such as fund use plan or transaction contract;
9. Please refer to the attachment "Template of Commercial Loan Investigation Report" for the pre-loan investigation report of commercial loan account managers, or provide the "Pre-loan Investigation Report of Personal Business Loan" as required by the Detailed Rules for Personal Business Loan Products;
10, other basic information required by the bank.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.