I. Rural Commercial Banks
The rural commercial bank number is 955 18, referred to as rural commercial bank. It is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations. Rural cooperative banks should all be restructured into rural commercial banks. It is worth mentioning that the proportion of qualified shares of rural credit cooperatives in China has dropped below 30%, and about 303 rural commercial banks and 2 10 rural cooperative banks have been established. The total assets of rural banking institutions account for 465,438+0.4% of the national rural cooperative financial institutions.
Second, rural credit cooperatives
There are also 1424 rural credit cooperatives that have reached or basically reached the conditions for the establishment of rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of deep-seated institutional mechanisms.
The customer service telephone numbers of rural commercial banks vary from place to place, and there is no unified customer service telephone number; There is no consistent management behavior.
1, customer service telephone number of rural credit cooperatives in each province:
Beijing Rural Commercial Bank: 96 198, Shanghai Rural Commercial Bank: 962999, Shenzhen Rural Commercial Bank: 96 120, Chongqing Rural Commercial Bank: 96686, Huanghe Rural Commercial Bank: 9655, Tianjin Rural Cooperative Bank: 96 155, Jiangxi Rural Credit. Shandong Rural Credit Cooperative Association: 96668, Guangzhou Rural Credit Cooperative Association: 9611,Foshan Shunde Rural Credit Cooperative Association: 0757-22223388, Foshan Nanhai Rural Credit Cooperative Association: 0757-8628888, Foshan City. Therefore, with the different places, the management system and services are also different.
2. Interim Provisions on the Administration of Rural Commercial Banks:
Rural commercial banks are joint-stock local financial institutions initiated by farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations under their jurisdiction. The main task is to provide financial services for local farmers, agriculture and rural economic development, and promote the coordinated development of urban and rural economy. Rural commercial banks are mainly established on the basis of rural credit cooperatives and county (city) rural credit cooperatives. These Provisions shall apply to the establishment of rural commercial banks at or above the county (city). Rural commercial banks are independent enterprise legal persons, enjoying all legal person property rights formed by shareholders' investment, enjoying civil rights according to law, and independently bearing civil liabilities with all legal person assets.