Can the contract house be bought and sold?
1. If you buy a contract house, you can choose according to your family's economic situation. After all, in the case of high commercial housing prices, cheap small property rights can also allow people with limited funds to settle down first. If you decide to buy small property rights, here are some suggestions.
2. If there is only one or two houses, it is recommended to be cautious. Large-scale projects are preferred, because the larger the scale, the greater the resistance of the government to demolition. In addition, try to buy an existing house, that is, give the key immediately after paying the money, and keep the payment voucher and the like. Don't buy the so-called "auction" of the contract house. The contract house is illegal, and the auction house is more risky.
What are the risks of buying a contract house?
1, unable to apply for real estate license and property right certificate.
From a legal point of view, the contract house actually has no property right, because this house has no land use certificate and pre-sale permit issued by the state, and of course the purchase contract cannot be filed with the Housing Authority. Therefore, it is impossible for you to get a legal, compliant and valid real estate license. This is a serious contract housing problem.
2. Bank loans and mortgage loans are not available.
Because the contract house has no real estate license, no record, can't go to the bank for a loan, and can only pay the house price in one lump sum. For property buyers, the pressure is actually great. And now you can't go to the bank for a loan. Similarly, you can't take this house to the bank as collateral in the future. And there may be many risks and pits when buying and selling.
3, the contract room transaction is difficult.
If the contract house is to be sold to a third party who is not a member of the collective, the buyer of the contract house can re-sign a house sale agreement with others because there is no real estate license, so as to achieve the purpose of selling one house for two or selling more, and the interests of the third party will not be guaranteed.
4, the demolition compensation is difficult, and the quality is not guaranteed.
Because the buyers who buy small property houses are not the legal owners of the houses, they can't resist the state's land acquisition and demolition. If they encounter demolition in the future, it is difficult for the buyers to get compensation. If the house agreed in the contract is demolished in violation of the national policy, the purchaser may face the embarrassing situation that he can neither obtain the house nor claim the house payment.
In addition, in the construction of contract houses, developers may cut corners to make money, and there are serious security risks due to poor supervision by functional departments. In actual use, many contract houses have quality problems such as wall cracking and water leakage, which can not meet the building codes and standards of wind resistance, earthquake resistance, waterproof and fire prevention. In the event of housing quality disputes, it is difficult for buyers to defend their rights and have to bear the losses themselves.
To sum up, this paper mainly talks about all the contents of the contract house that can be bought and sold, and what risks there are in buying the contract house. Now we know the purchase risk of the contract house. If you can take risks, you can buy a contract house. Of course, some property buyers are helpless and will consider buying a contract house, but the risk of buying and selling such a house is too great.