How to start a company
First of all, the district (county) with pilot intention submits a pilot application to the Municipal Finance Office, clarifies the pilot work plan and promises to take responsibility for risk prevention and disposal.
Secondly, the district (county) screens the main sponsors who meet the relevant conditions and have the intention to declare.
Finally, the screened company sponsors submit the application materials for company establishment to their districts (counties), and the districts (counties) report to the Municipal Finance Office for review after completing the pre-examination. With the approval of the Municipal Finance Office, the company applicant shall go through the registration formalities with the administrative department for industry and commerce according to law, obtain a business license, and submit relevant materials to the local public security organ, the banking regulatory bureau and the branches of the People's Bank of China within 5 working days.
Conditions for applying for establishment
1. There are articles of association that meet the requirements.
2. The promoters or investors shall meet the prescribed conditions.
3. The company is organized as a limited liability company or a joint stock limited company. A limited liability company shall be established by capital contribution of shareholders with less than 50 persons; A joint stock limited company shall have two to two hundred promoters, more than half of whom shall have domicile in China.
4. The registered capital of the company comes from real and legal sources, all of which are paid-in monetary capital, which shall be paid in full by the investor or promoter at one time. The registered capital of a limited liability company is not less than 5 million yuan, and the registered capital of a joint stock limited company is not less than 6.5438+million yuan. The shares held by individual natural persons, corporate legal persons, other social organizations and their related parties shall not exceed 65,438+00% of the total registered capital of the company.
5. Having qualified directors and senior managers.
6. Have staff with corresponding professional knowledge and experience.
7. Necessary organizational structure and management system.
8. Having business premises, safety precautions and other business-related facilities that meet the requirements.
9 other prudential conditions stipulated by the Provincial Finance Office.
I want to start a company. How come?
Conditions for the establishment of the company:
1. Establish the company's articles of association, and handle the industrial and commercial tax registration according to law with relevant documents.
2. Find a suitable shareholder with the corresponding registered capital and register the capital verification in the bank.
3, there are qualified personnel and management personnel.
4. Establish corresponding internal organization and management system.
5. Having business premises, safety precautions and other business-related facilities that meet the requirements.
How to start a mortgage company
If it is illegal, it can be opened at will, and the qualified enterprises that legal individuals are not qualified to open are about one in ten thousand.
How to start a loan company
To start a company, you must have money first, people second, money third and talents fourth!
How to start a loan company?
It's troublesome to need registration and so on, and there are procedures and so on.
What do you need to start a company?
Each province will have its own company management methods, and the conditions for opening are nothing more than the following:
1, with articles of association that meet the requirements; 2. The shareholders of the company must meet the requirements of quorum. A limited liability company shall be established with the contribution of less than 50 shareholders, and a joint stock limited company shall have 2 to 200 promoters. 3. The company is organized as a limited liability company with a registered capital of not less than 50 million yuan (20 million yuan in underdeveloped counties), not less than 80 million yuan (30 million yuan in underdeveloped counties) during the pilot period, and the maximum registered capital of the company is not more than 200 million yuan (654.38 billion yuan in underdeveloped counties); 4. Having qualified directors and senior managers; 5. Having staff with corresponding professional knowledge and experience; 6. Necessary internal organization and management system; 7. Having business premises, safety precautions and other business-related facilities that meet the requirements.
How do individuals start private lending companies?
According to China's current laws, enterprises that are not financial institutions are not allowed to lend. If a loan occurs, the legal consequence will naturally be that the contract is invalid, the principal will be returned, and the interest will be confiscated and recovered by the state in theory. Loans are allowed between enterprises and individuals and between individuals, and the interest shall not exceed four times the bank interest.
Article 6 1 of the general principles of loans stipulates: "enterprises shall not handle lending or disguised lending financing business in violation of state regulations." It is obviously illegal for the plaintiff and the defendant to borrow money privately, and their civil acts are invalid from the beginning, and the loan contract is invalid. The Supreme People's Answer on How the People Decide the Interest Agreed by Contract Lenders between Enterprises clearly stipulates: "The people should collect the agreed interest from the lenders who borrow from enterprises or the lenders who actually borrow from each other in the name of joint venture."
How to start a credit company? What are the requirements?
It is recommended to consult the local bank, there may be such projects.
There will be many companies outside, but you must pay attention to your choice.
Safety comes first.
Go to the bank by yourself or find an agent or intermediary.
Try not to borrow money from unfamiliar intermediary companies, which is easy to be cashed out.
Good luck! Please accept the answer and support me. If you have any questions, please ask. Thank you for your support O(∩_∩)O~
How to get a loan from a new company?
The purpose of communication between companies and banks is to obtain loans, but if we can choose the right banks and
The income of small companies far exceeds the loan. So, how to choose the right bank?
Loan is a key step for small companies to establish communication relations with banks.
(1) Choose according to the cost.
In terms of loan interest rate, the current benchmark loan interest rate is 6 months. However, according to financial supervision
According to the regulations of the administrative department, banks can float up or down loans within a certain range when issuing commercial loans.
Interest rates, such as the lending rates of many local banks, can go up 10%, 20%, 30% or even more.
The loan relationship between banks and small companies is a mutually beneficial cooperative relationship. Banks also exist.
Expand business and compete for quality customers. So in order to attract gold loan customers, banks generally give
Give preferential conditions, including preferential loan interest rates.
Therefore, small companies can "shop around" when applying for loans, and try to choose interest rates to rise.
Small financial institutions borrow money. In fact, getting a loan from a bank is as picky as going to the market to buy things.
Only by shopping around can we choose good and cheap goods. Relatively speaking, the loan benefit of state-owned commercial banks
The rates are generally lower than those of local credit cooperatives, but the procedures are stricter and more complete.
Small companies should consider other cost factors, such as loans, besides choosing interest rate basis points.
Do you want to pay the handling fee, evaluate the collateral, take out insurance and so on.
Factors that increase the cost of money. As the boss of a small company, you can borrow money from the bank.
Interest rate and other additional charges, and choose a bank with lower cost.
(2) Different choices according to business characteristics
We know that at present, whether it is Industrial and Commercial Bank of China, China Construction Bank, China Bank or Agricultural Bank.
Banks, development banks, etc. The types of loans involved are also different. Different banks must have different places.
The same business characteristics. Because each bank has different purposes and development process, it has its own characteristics.
Its own business characteristics. If some banks have branches abroad and start foreign exchange business, some banks are
Real estate credit performed well, and some banks made outstanding achievements in supporting small companies. different
Banks carry out different business projects and loan types, and small companies choose when lending.
Which bank to cooperate with, we should deeply understand the business characteristics of each bank, and then according to the actual needs of the company.
Make sure.
(3) According to the principle of grade symmetry.
As the saying goes, a perfect match is a perfect match. The same is true for small companies to choose loan banks. Small companies want
Being favored and valued by banks, an important factor is to find ways to make your taste equal to that of banks.
This will facilitate future cooperation. In other words, big companies should try to find big banks.
, looking for those who can be regarded as first-class banks, small companies should try to find those small and medium-sized banks, points.
Establish a relationship with a bank or credit cooperative. In this way, it is a match.
We have a scientific basis for saying this. If a small company and a first-class big bank
Communication, because the door is not right, is bound to be insignificant among many customers, and the body is small.
To put it mildly, the effect of cooperation will certainly not be ideal. On the other hand, if small companies find those small and medium-sized banks.
When dealing with credit cooperatives, you will show your dignity among many customers and be respected and treated by banks.
Such cooperation is bound to be pleasant and the effect will be good. As the ancients said, it is better to be the head of a chicken than the whole thing.
Oxtail. Small companies choose bank loans, preferring to be first-class customers of small banks rather than going.
Be a third-class customer of a big bank. Sometimes, the head of a chicken is more economical than the tail of a cow.
(4) Make multi-head selection according to the needs of the company.
If a small company is associated with a bank, it is weak when the bank makes money for some reason.
When the strength is insufficient, the company will inevitably fall into the predicament of failure. But if the company and several banks at the same time
Have connections. When one bank does not support it, several other banks will provide support so as not to affect the public.
The division of capital demand, and in this way, you can negotiate with the bank on loan terms and get more.
Preferential benefits.
It can be seen that when a small company lends money, it is absolutely impossible to determine which one is based on the loan interest rate.
The price of bank's credit products is low, and which bank's credit products are high, but it is necessary to integrate various currencies.
Factors, loan term and loan amount are used to select banks. have ......
How to start a loan company?
Conditions for the establishment of the company:
1. Establish the company's articles of association, and handle the industrial and commercial tax registration according to law with relevant documents.
2. Find a suitable shareholder with the corresponding registered capital and register the capital verification in the bank.
3, there are qualified personnel and management personnel.
4. Establish corresponding internal organization and management system.
5. Having business premises, safety precautions and other business-related facilities that meet the requirements.
I want to start a loan company. What documents and procedures do I need to go through?
I want to start a loan company. What documents and procedures do I need to go through? What procedures do I need to go through to start a company?
Having articles of association that conform to the Company Law of People's Republic of China (PRC); 2. If the company is organized as a limited liability company, the registered capital shall not be less than 20 million yuan; If the organization is a joint stock limited company, the registered capital shall not be less than 30 million yuan. The maximum registered capital of the company is RMB 200 million; 3. There are directors, senior managers and staff with corresponding professional knowledge and experience who meet the requirements of post qualifications; 4. Have a sound organization, business operation procedures and risk control system; 5. Having business premises, safety precautions and other necessary facilities that meet the requirements; 6. Other prudential conditions
Excuse me, what procedures do I need to open a loan company?
Having articles of association that conform to the Company Law of People's Republic of China (PRC);
2. If the company is organized as a limited liability company, the registered capital shall not be less than 20 million yuan; If the organization is a joint stock limited company, the registered capital shall not be less than 30 million yuan. The maximum registered capital of the company is RMB 200 million;
3. There are directors, senior managers and staff with corresponding professional knowledge and experience who meet the requirements of post qualifications;
4. Have a sound organization, business operation procedures and risk control system;
5. Having business premises, safety precautions and other necessary facilities that meet the requirements;
6. Other prudential conditions
I want to start a private loan company. What documents do I need?
You should start a company! Same! There should be a guarantee or something! in my opinion
What procedures do I need to run a car installment loan company? Please give me some advice.
1, ID card account book;
2. Loan application form;
3. Housing certificate;
4. Personal income certificate;
5. The guarantor's ID card and household registration book. All documents must be original and two copies.
Necessary conditions for obtaining a loan:
1. Residents with permanent residence in the local area have fixed residence in the local area;
2. At least 18 years old but under 60 years old;
3, a stable income and the ability to repay the principal and interest of the loan, the monthly repayment amount does not exceed 60% of the total disposable family;
4. A third-party natural person provides a guarantee to repay the loan principal and interest, and husband and wife may not guarantee each other;
5. During the loan period, the insurance company recognized by the bank must insure the motor vehicle consumption loan guarantee insurance at one time and continuously insure the motor vehicle insurance;
6. A "one card" account has been opened;
7. Other conditions stipulated by the bank.
Is it difficult to apply for a company? What formalities and certificates are needed?
Specific steps
1. The borrower shall apply to the branch opened by the bank. When applying, the borrower should bring ID card, proof of address, proof of stable income source and other related materials, and if it is a merchant, it should also bring a business license.
2. After receiving the lender's application, the bank shall examine the lender.
3 through the examination and approval of the bank, signed a loan contract with the bank.
4. The bank lent money, and the lender successfully got the loan.
The above four steps are the general flow of banks. Different banks may have slightly different regulations and submit different materials. In order to avoid loan risks, some banks will require lenders to meet certain conditions, such as age, income level and repayment ability.
I want to start a clothing company. What procedures do I need to go through before?
Need registered capital
In the early stage, we should choose a name for the company to register, and we can only open a capital verification account (it will take about half a month), the identity certificate of the legal person (reply to the original) and photos after the industrial and commercial department has examined it.
I want to open an Internet cafe. What formalities and certificates are needed?
Documents needed to open an Internet cafe:
1. When you go to the Telecommunications Bureau to apply for an Internet cafe franchise certificate, you have to fill in the form, sign the contract, accept the inspection and pay the management fee;
2, to the public security bureau for the "Internet cafe safety license". When you go, the staff of the computer security department will check your Internet cafe. Those who pass the inspection shall be reported to the Municipal Bureau by the District Public Security Bureau, and the Internet cafe safety license and computer safety learning materials shall be issued after issuing instructions, and the five-element guardian anti-pornography software and Rising antivirus software provided by the computer security department shall be installed. (This level is the most troublesome);
3. Go to the Industrial and Commercial Bureau for the "Internet Cafe Business License";
4, to the price bureau for the "Internet cafe fee permit";
5, to the tax bureau for the "Internet cafe tax registration certificate";
6. The Cultural Bureau should also handle relevant documents.
7. The legal representative and ID card of the Internet cafe.
8. The corresponding certificate and ID card of the person in charge of network security in the Internet cafe.
9, Internet cafe staff list
10, Internet cafe security management system
1 1. lease contract
12 with IP address
13, fire protection opinions
Meet the conditions:
1, there must be a business room with an actual use area of more than 30 square meters;
2. There are no schools within 200 meters of Fiona Fang;
More than 3.30 computers;
What are the procedures for company loans?
Enterprise four certificates, enterprise loan card, institutional letter of credit, half-year private flow of legal person, annual bill summary, capital verification report, articles of association, three-month tax payment application form, enterprise balance sheet, and all assets certificates under the names of all shareholders. Lease contract or production certificate of office space, three-month payment document and three-month rent payment document.
It's too full. Are you considering what to give?
I want to start a computer company. What procedures do you need to go through and what do you need to prepare?
Information required for registration:
1. Personal data (ID card, copy of legal person's household registration book or household registration certificate, residential address and contact number)
2. Registered capital:
3. Name of the company to be registered
4. Business scope of the company
5. Registered address, real estate license and lease contract
Processing flow:
1, enterprise name approval
2. Capital verification
3. Apply for a business license
4. Apply for the organization code certificate.
5. Apply for tax registration certificate.
6. Open a bank account
Step 7 buy invoices
Remarks:
Meet the above conditions, the registered capital in place, go directly to the industrial and commercial bureau for processing.
How to open the company?
Start your own company
1, check the name, and go to the industrial and commercial bureau to get an application form for pre-approval of enterprise (font size) name.
2. Prepare application documents and materials.
3. Investors prepare relevant qualifications. This part shall be carried out simultaneously or in advance with the above application materials. The investor shall, in accordance with the Detailed Rules for the Implementation of the Interim Measures for the Administration of Financing Guarantee Companies, prepare the relevant qualifications required for the establishment of a financing guarantee company, including the office location, the list of directors, supervisors and senior managers, and the capital contribution.
4. After all the application materials and qualifications of the district government where the proposed place is located are prepared, first report to the Economic and Trade Bureau of the district where the proposed place is located.
5. After the application materials are approved by the district government of the regulatory department, the district government will report the application plan together with the application materials of the main sponsor to the Municipal Finance Office, which will review the authenticity of the submitted materials within 15 working days from the date of receiving the complete application materials, put forward suggestions for agreeing or disagreeing with the establishment of the company and report them to the Provincial Finance Office.
Join a company
1, business communication-headquarters negotiation-project evaluation-determination of intention-signing.
2. Company registration-headquarters audit-storefront decoration-site selection customization-preparation-team formation-headquarters training-market research-market promotion.
3. Trial operation-opening-store operation supervision-market development, channel expansion and business operation.
What are the requirements of the loan company?
Good personal and corporate credit: as an applicant for corporate loans, legal representatives also need to meet the banking conditions for their own credit information and finance. In addition, the assessment of enterprise credit mainly includes settlement credit and loan credit. Banks will focus on the capital flow, operation, tax payment, profits and other contents of enterprises, and there can be no negative information such as illegal acts, tax evasion and arrears of wages. The qualifications of business owners are good: the qualifications of company representatives are also very important. In addition to examining all aspects of the enterprise, the lending institution will also examine the qualifications of the legal representative, such as credit information, financial status and future planning of the enterprise. These are all important factors that determine whether an enterprise can successfully obtain loans. Provide true and reliable financial statements: A company's financial statements can reflect many problems. If there are some phenomena such as lack of laws and regulations and confusion in financial management, the bank may directly reject your application, because such enterprises are at greater risk of overdue in the eyes of lending institutions. Assets and liabilities should not be too high: generally speaking, the asset-liability ratio of companies applying for loans should not exceed 60%. Moreover, the annual net operating cash flow in financial statements cannot be negative, and the same profit cannot be negative. Formal private lending companies must have articles of association that meet the requirements. Formal private lending companies must have sponsors or investors who meet the prescribed conditions. Formal private lending companies are prohibited from absorbing other people's funds and lending.
; Formal private lending companies are prohibited from absorbing other people's funds and lending. The interest of a regular private lending company shall not exceed the upper limit set by the state (four times the bank's loan interest rate for the same period), and the excess shall be invalid. Formal private lending companies must have legitimate purposes and must not provide loans for others to engage in illegal activities. The lender knows that the borrower borrows money for illegal activities, such as illegally providing gambling funds, smuggling funds, providing escape funds for criminal suspects, etc., and its lending relationship is not protected; If both parties illegally borrow money, their property may be confiscated, fined or detained; Anyone suspected of committing a crime shall be investigated for criminal responsibility according to law.
Legal basis: Article 17 of the General Principles of Loans: The borrower shall be an enterprise (institution) legal person, other economic organizations, individual industrial and commercial households or a natural person of China nationality with full capacity for civil conduct approved and registered by the administrative department for industry and commerce (or the competent authority). To apply for a loan, the borrower should meet the following basic conditions: first, it has the ability to repay the principal and interest on schedule, and the original loan interest payable and the loan due have been paid off; If there is no repayment, a repayment plan approved by the lender has been made. Two, except for natural persons and institutions that do not need the approval and registration of the industrial and commercial departments, the annual inspection procedures shall be handled by the industrial and commercial departments. 3. basic account or general deposit account has been opened.