I have compiled a list of the top ten insurance companies in China, and I want to know where China Life ranks. Click here to see: Top Ten Insurance Companies! Who is vying for the first place?
Now, let's look at China Life from two aspects.
1, solvency
Whether an insurance company is good or not depends first on its solvency, that is, its ability to repay debts. Even the best products are useless if the insurance company can't settle the claims.
China Life announced the solvency report for the third quarter: the core solvency adequacy ratio was 257.5 1%, the comprehensive solvency adequacy ratio was 266.28%, and the latest comprehensive risk rating was Grade A. ..
The CBRC's requirements for solvency compliance are: the core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating is Grade B and above.
In other words, China Life's solvency is fully up to standard.
2. Claims and services
According to statistics, China Life's compensation limit is 2 seconds, which means it can be solved in a blink of an eye.
With regard to services, the CBRC has selected three key indicators when evaluating the services of insurance companies: the number of complaints about 100 million yuan premium, the number of complaints about 10,000 people and the number of complaints about 10,000 policies.
Among them, "the number of complaints for 10,000 policies" is the most representative, that is, how many complaints are received for every 1 0,000 policies sold.
According to this indicator, the complaint rate of China Life Insurance is 0.03, which is relatively good.
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