The company name is Beijing Capital Financing Guarantee Co., Ltd., which is a regular company. But you didn't contact this company at all, but contacted the impostor Gui Li. There are a lot of Gui Li cheating in the name of fake guarantee companies on the Internet. In the past two years, only guarantee companies in Beijing have issued at least 60 or 70 statements, pointing out that fraudsters use this name to cheat and reminding the public to take precautions, and most of them are related to card or loan fraud.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.