Several problems about Taikang family major illness insurance plan

Old-age security means that when you die and reach the agreed survival time, you pay the fee. As you know, the agreed insurance amount is paid for death, and the premium paid for survival is returned.

The terms are diagnosis payment, which has nothing to do with your treatment expenses, that is, if you spend 6.5438+0.5 million, you will lose 6.5438+0.5 million, if you spend 300,000, you will also lose 6.5438+0.5 million.

Yes, the particularly serious illness is 300,000, and you should know that even if it is a common serious illness or a specific serious illness, as long as the payment is made, the contract will be terminated.

It is generally not recommended to surrender, because there must be losses. You can open the third or fourth page of your contract. There is a form called cash value, and you can know how much you can refund.

If you have any questions, just ask them.