Is it really worthwhile to start with this model of taking care of customers? Let's take a look at its guarantee content first:
Do you think there is no pit in the coverage of Class A financial insurance? In fact, it still contains many shortcomings that you haven't noticed. If you don't know, you will still suffer:
1. Take care of your illness. A only provides protection for serious illness.
Covering serious illness, moderate illness and mild illness has become a necessary guarantee for an excellent serious illness insurance, but Type A insurance that takes care of passengers doesn't even have this kind of protection for moderate illness. Some friends don't know much about the protection of Chinese medicine, and it doesn't matter whether there is this protection or not.
In fact, a moderate disease is a disease between mild and severe, which increases the probability of claims and is more friendly to consumers.
Take care of your illness. Paragraph a does not provide protection for total disability.
Take care of your illness. A only provides death protection, not total disability protection. You know, total disability is more stressful than death. This is a protracted war. Large expenditures such as long-term treatment fees, nutrition fees and nursing fees are generally beyond the reach of ordinary families.
Therefore, total disability protection is essential, but passengers without this protection will not be well cared for. ......
3. Take care of the passengers. A has a long waiting period.
The shorter the waiting time, the faster the guarantee. The excellent waiting period of critical illness insurance should be 90 days, but the waiting period of type A insurance is longer, which is twice as long as the excellent level.
However, the insurance company thinks so, and the long waiting period is also to prevent someone from deliberately taking out insurance despite illness, so this is also reasonable.
See here, I believe everyone has a certain impression of Ke Rong Care's A-model. It's really not that bad. For more information, you can click on this article: "Is Sunshine Ke Rong Care Worth Buying? A text tells you the answer. "
If you want to buy Sunshine Life's "A" product, you might as well look at other products. If you can't afford it, here is a specific comparison table: "National Epidemic 136 Critical Illness Insurance Comparison Table".
To be sure, there are still many excellent products in the critical illness insurance market. If A is not suitable, you can look at these products again, without looking at your senior, for fear that you will suffer: "The new definition of critical illness insurance is big pk, and the top ten are here! 》
Write it at the end
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