Whether the bank's wealth management products can be withdrawn in advance mainly depends on the relevant provisions of the wealth management products purchased by users. Some wealth management products stipulate that they cannot be redeemed in advance before maturity, such as term products. Some wealth management products stipulate that they can be redeemed in advance, but they need to be redeemed at a specific time, and they also need to pay a certain redemption fee, such as funds. Other wealth management products have capital preservation clauses, which may lead to loss of principal if redeemed in advance.