Save it. Do I have to pay the membership fee?

Save it. You don't have to pay the membership fee. Formal loan platforms usually don't charge pre-loan fees for any reason, so be vigilant when encountering them.

First, is it reliable to save money?

Save it. Borrowing is still reliable The province is developed and operated by Shenzhen Samoyed Internet Financial Services Co., Ltd. The industrial and commercial filing information of Shenzhen Samoyed Internet Financial Services Co., Ltd. allows financial intermediary services and financial information consulting services, so it is formal in terms of business scope. According to the official loan interest, the loan is 1 000 yuan, and the monthly interest rate is as low as 4.9 yuan, so the monthly interest rate is 0.49% and the annual interest rate is 5.88%, which belongs to the legal interest range. The province cooperates with many financial institutions, such as Zhongyuan Consumer Finance and Baoshang Bank. , are formal financial institutions. Therefore, the province is a formal loan APP. Loans overdue will report the overdue behavior to the credit information system of the People's Bank of China. Please cherish your personal credit and repay on time.

2. How long does it take to review deposits and loans?

The time for the provincial audit is currently 1-3 working days (except holidays), and the audit results will be notified by SMS, and app and WeChat will have corresponding prompts. However, the actual application time varies, and the review can be completed in half an hour at a fast speed, and it takes 1-3 days at a slow speed. According to official website, the province is automatically audited by the system. Generally, you can get results in five minutes, the fastest in five minutes, and the most in slow three is ten minutes. When new users apply, they should look at their personal qualifications. Generally, the qualification examination takes a long time, and those with good qualifications can pass quickly. The review period is about 1-3 working days from the submission of application materials to the production of quota results. The specific demand depends on the time when individuals submit information, excluding holidays. If you want to handle it in the province, it is recommended to handle it a few days in advance so as not to affect other repayments.

Every audit in the province will check personal credit information, and it is through personal credit information to judge whether it can pass. Therefore, personal credit information is not good or there are too many online loan liabilities.