Yiwu Branch will adhere to the market positioning of small enterprises, actively explore new business development methods, combine the local economic characteristics of Yiwu, and work with all walks of life in Yiwu to create a new financing development model for small enterprises, relying on characteristic products and taking characteristic services as a platform, and strive to improve the quality of financial services and contribute to the economic development of Yiwu. Zhejiang Mintai Commercial Bank Shanghai Branch officially opened on February 30th, 20 10. The office building of Shanghai Branch is located at the junction of Guilin Road and Wuzhong Road in Minhang District, with convenient transportation. At present, there are more than 80 employees, and there are more than ten departments and offices under * * *, including office, internal audit office of the head office, business management department, fund operation center, compliance department, logistics support department, business department and business development department. The establishment of Shanghai Branch will give wings to the strategic development of Zhejiang Mintai Commercial Bank and become a window for Zhejiang Mintai Commercial Bank to face the whole country.
From a new starting point, Shanghai Branch will make great efforts to innovate, actively implement various measures such as leading the team, seeking development, emphasizing service, emphasizing quality, preventing risks, strengthening management, creating brands and seeking benefits, actively focus on development goals, give full play to the competitive advantages of serving SMEs and peers, strive to tap its internal potential, and actively build Shanghai Branch into a benchmark bank for financial services for SMEs. Ningbo Branch of Zhejiang Mintai Commercial Bank officially opened on June 5438+February 65438+February 07, 2009. As a new force in Yongcheng financial industry, Ningbo Branch has always advocated relying on the private economy, insisting on dislocation competition and striving to provide differentiated financial services for small and medium-sized enterprises.
The establishment of Ningbo Branch caters to the financial needs of Ningbo's rapid economic development. Branches give full play to the advantages of small and medium-sized commercial banks and their experience in serving small and medium-sized enterprises, and vigorously support the development of local small and medium-sized enterprises and citizens' entrepreneurship. By the end of May, 20 10, the balance of various deposits was 63 1.98 million yuan, and the balance of various loans was 2548 1 10,000 yuan. All employees of Ningbo Branch will give full play to the spirit of "people-oriented", interpret quality and credibility with the power of mountains, open up the future with the passion of the sea, and actively expand the market with the aura of water.
Facing the new challenges and opportunities, Ningbo Branch will continue to adhere to the market positioning of small enterprises, actively explore new ways of business development, strive to create a new mode of financing development for small enterprises, and improve the quality of financial services with featured products and services. At the same time, according to the characteristics of small and medium-sized banks, we advocate the concept of "grassroots banks", pay attention to "smallness" and "convenience", make full use of the characteristics of flat management, innovate banking business and special services, and strive to make due contributions to Ningbo's economic development. Hangzhou Branch of Zhejiang Mintai Commercial Bank was established on June 23rd, 2008 +20081October 23rd. As the first branch opened by the head office in the provincial capital, Hangzhou Branch is a new starting point in the history of Mintai's development, which is of milestone significance.
Hangzhou Branch has always conscientiously implemented the regulatory requirements of the regulatory authorities, focused on the development strategy of the head office, relied on the local economy, and kept a close eye on the development goal of "creating first-class services, striving for first-class performance and building a first-class image", making every effort to provide customers with the most convenient and reliable and caring financial services for the vast number of small and medium-sized enterprises and urban and rural residents in Hangzhou and surrounding areas, and wholeheartedly building the reputation of "home of small businesses". Branches with "flexible operation, outstanding characteristics, proper management and excellent service" have been gradually established. As of June 5438+February 3, 2009, the balance of various deposits, loans and loans of the branches was RMB 2010.96 million, RMB 596 million and RMB 2710.04, respectively.
Hangzhou Branch now governs the branch business department, Xiaoshan Branch and Fuyang Branch. At present, our personal business loans and convenience micro-loans have occupied a place in Hangzhou's financial market because of their simple procedures, quick approval and flexible guarantee methods. In terms of settlement methods, the bank opened UnionPay counter, Industrial Bank counter and E-bank counter, and handled deposit and withdrawal business with 24 financial institutions such as Bank of Communications, China CITIC Bank, Industrial Bank and Minsheng Bank. On February 22nd, 2008, Zhoushan Branch of Zhejiang Mintai Commercial Bank was formally established, which is the first trans-regional branch of Zhejiang Mintai Commercial Bank. At present, there are two branches in Putuo and Daishan, which handle various financial services such as deposit, loan and settlement. Mintai Zhoushan Branch adheres to the service tenet of "high quality, honesty, high efficiency and convenience", creates characteristics and brands, and the image of "home of small enterprises" is deeply rooted in people's hearts.
As a local financial institution, Zhoushan Branch of Bank of Mintai will objectively make up for the financial market gap caused by the contraction of state-owned commercial banks and the small scale of urban credit cooperatives and rural credit cooperatives. The establishment of Zhoushan Branch of Bank of Mintai will meet the multi-level and multi-faceted needs of various enterprises, which is of great significance for optimizing the regional industrial structure, upgrading the industrial level and promoting the sustainable development of local economy. Mintai Zhoushan Branch has always adhered to the market positioning of "serving the local area, serving small and medium-sized enterprises and serving residents", and specially developed and designed a new financial product-convenience microfinance for small customer groups with small scale, stable operation and good benefits. In the "Special Credit Loan for Small and Medium-sized Enterprises" launched by the Municipal Finance Bureau since last year, the branch got in touch with a number of enterprises, which effectively solved the problem of liquidity shortage and financing difficulties for small and medium-sized enterprises, and won the "First Prize for Supporting Small and Medium-sized Enterprises" in the assessment of financial support for local economic development in 2009. Since its establishment more than two years ago, great progress has been made in all work by improving the system, strengthening management, expanding the market and optimizing services.