Generally speaking, through ATM transfer, it will arrive in about 24 hours, and there is no specific arrival time. If it is an inter-bank transfer, it will take about 1-3 working days to reach the account. If it is not inter-bank transfer, you need to check whether the next day account is selected when transferring. You can call the bank customer service phone or go to the business outlets for specific reasons.
How long does it take to transfer money from ATM to account?
Arrive in real time. 2065438+March 28th, 2009, the central bank made appropriate adjustments to the ATM transfer management policy, that is, when handling business for individuals through ATMs, the payee's name, account number and transfer amount (name should be desensitized) can be displayed on the transfer acceptance interface in Chinese, and the business will be clearly indicated in Chinese for real-time receipt and confirmation by customers. If the above requirements are met, the requirement of transferring money after 24 hours at the ATM can no longer be implemented.
At the same time, in order to reduce the cost of residents' transfer, the Notice on Strengthening the Management of Payment and Settlement to Prevent New Crimes in Telecommunication Networks clarifies that banks that charge off-site fees for cash withdrawal, transfer and other businesses in the bank will be free within three months from the date of promulgation of this notice.
As a bank settlement method, transfer is widely used. Transfer settlement can be made between different places in the same city, between company accounts, between company accounts and personal accounts, and between personal accounts and personal accounts. The bank shall handle the transfer settlement and the unit that handles the transfer settlement in the bank shall follow the principle of clearing the money and goods and safeguarding the legitimate rights and interests of both parties, and the bank shall not advance the payment. In addition, transfer settlement should also follow the relevant provisions of the state.
Matters needing attention in handling transfer business:
When handling the transfer business, users can choose three arrival times according to their own conditions, namely, real-time arrival, ordinary arrival and next-day arrival. If the transfer user chooses to arrive in real time, the funds will generally arrive in real time, and there will be no delay in arrival.
Account status.
If the selected arrival time is ordinary arrival, then the funds will generally arrive within 2 hours; If you choose the next day, the transferred funds will not arrive until 24 hours later. In case of holidays, the transfer of funds may be delayed, subject to the actual arrival time.
Note that if the user makes inter-bank transfer through the self-service machine, it will take 24 hours for the transferred funds to arrive. In order to prevent fraud, banks make inter-bank transfers through self-service machines, and the bank will handle the transfer business after 24 hours. If inter-bank transfers are made in the same province, the funds will generally arrive in 24 hours.
When transferring money between banks, the transfer user must fill in the payee's name and card number information carefully to avoid transfer errors. When the bank determines the transfer, it will generally prompt the transfer user to verify the information. Generally, online transfer will prompt the user to verify the bank to which the bank card belongs, and ATM transfer will verify the name of the payee. Verifying the information can ensure the correctness of the transfer.