1. What is the strength of ruitai Life?
Ruitai Life Insurance Co., Ltd. (hereinafter referred to as ruitai Life Insurance), the first joint venture life insurance company headquartered in Beijing, was established in 2004 with a registered capital of1871000000 yuan; It is a joint venture between National Energy Group Capital Holdings Limited and South Africa Qiwei Life Insurance (South Africa) Limited.
Today, ruitai Life not only takes brokerage and bancassurance as its main business, but also takes group insurance, online sales and direct sales as its main business channels, and has business contacts in Shanghai, Jiangsu, Guangdong, Zhejiang, Hubei, Chongqing and other places. In addition, there are 7 branches and 4 other branches in Shaanxi.
Mention these two companies, National Energy Group Capital Holdings Limited and South Africa Life Insurance (South Africa) Limited, both of which are very powerful companies; Among them, National Energy Group Capital Holding Co., Ltd. is a central backbone energy enterprise reorganized by China Guodian Corporation and Shenhua Group Co., Ltd. with the special approval of the CPC Central Committee; Not only coal industry chain business, but also electricity industry chain business. Its industries are spread all over 3/kloc-0 provinces, autonomous regions and municipalities in China and more than 0/kloc-0 countries or regions such as the United States and Canada, and even belong to the world's largest coal production company, thermal power generation company, wind power generation company and coal-to-liquid coal chemical company.
It can be seen that the strength of ruitai Life, which is composed of powerful alliances, is very strong!
Also want to know which insurance companies are the strongest? Click on the link below, Xue Jie stayed up late to sort out the latest list of insurance companies, and you have everything you want to see!
"Just out of the oven! Top Ten Insurance Companies in China! 》
2. Is ruitai Life Reliable?
Now everyone has a deeper understanding of the role of insurance, and it is more and more accepted to buy insurance. However, the allocation of insurance is a major event and needs careful consideration. Then the problem that we are not at ease when insuring is estimated to be that we bought a certain product in an insurance company, but we did not provide claims when we were in danger.
For everyone's worry, senior sister thinks it is unnecessary. Because the CBRC will safeguard the rights and interests of our consumers! About the CBRC, some friends may not know about this institution, so senior sister will share it with you.
China Banking Insurance Regulatory Commission (hereinafter referred to as China Banking and Insurance Regulatory Commission) was born on 20 18. Actually, it is a public institution directly under the State Council. Its main duties are to supervise the banking industry and the insurance industry in a unified way in accordance with laws and regulations, safeguard the legal and steady operation of the insurance industry and the banking industry, and at the same time defend and transfer financial risks, safeguard the legitimate rights and interests of financial consumers and maintain financial stability.
In this way, if we can't get any compensation when we are in danger, we can use methods such as complaining to the CBRC. As long as there is sufficient evidence, we don't have to worry about losing money!
Since large and small insurance companies don't have to worry about claims, which company should they choose to buy insurance? Click on the link below, and Senior Sister will tell you the answer:
Is it better for a big company or a small company to buy insurance? 》
3. Is it easy to settle claims in ruitai Life?
All walks of life may go bankrupt, but the probability of bankruptcy is different, and natural insurance companies may also go bankrupt. However, I don't have to worry about what to do with the policy I bought in case the insurance company goes bankrupt.
Because even if the insurance company goes bankrupt, there will be the support of the CBRC; What we really need to consider is how the insurance company claims when it is in danger, that is, what is the solvency of the company? After all, everyone wants to get a claim as soon as possible!
So before buying insurance, the most important thing is to know the solvency of the insurance company clearly. What kind of standard is this? Please give your friends a reference directly through the specific requirements of the CBRC on the solvency of insurance companies!
China Banking Regulatory Commission has the following solvency requirements for insurance companies:
(1) Core solvency adequacy ratio ≥ 50%;
(2) The comprehensive solvency adequacy ratio is ≥100%;
(3) The comprehensive risk rating is ≥ Grade B..
Because the solvency of insurance companies is updated every quarter, in order to ensure the correctness of the data, Senior Sister updated the solvency data of ruitai Life in the following link. Let's see if it meets the standards:
Is ruitai Life Reliable? Pay attention to the product content ... "
4. What insurance is ruitai Life worth buying?
According to the general situation, each insurance company will have its own trump card product, that is, the main product that the insurance company has invested a lot of resources and experience to create. For example, the main types of insurance for ruitai Life Insurance include Ankang 202 1 critical illness insurance and Ankang critical illness insurance.
Lexiang Ankang 202 1 Critical illness insurance The above is a critical illness insurance that supports multiple payments. Serious illness is not paid twice in groups, and additional compensation guarantees for 20 special diseases of children are also set up; It also supports optional secondary compensation for severe malignant tumors and cardiovascular and cerebrovascular diseases.
5. "those things" that need to be paid attention to before insurance!
When you see this, I believe your friends have a clear answer about how to choose the right insurance company before taking out insurance, but senior sister also wants you to know that buying insurance is not a simple matter. Insurance must be cautious, not only to have a good understanding of the strength background of insurance companies, but also to carefully select products to ensure that they are suitable for you!
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: top student said that the insurance cost is low, so buy the right insurance!