Compared with traditional bank loans, the advantages of online lending platform are very obvious. The application threshold is low, the next payment is fast, and you can borrow it without face-to-face examination. Just submit your personal information and complete the verification for review. Today, we will take stock of several small lending platforms, and users who are in urgent need of money can learn about it.
1, 360 IOUs
360 finance has been involved in the financial field for a long time. With the 360 IOUs, the number of applicants has increased, and the mobile phone software has gradually gone online, mainly based on the behaviors such as consumption and repayment accumulated by users on the platform. There are often preferential activities to receive interest-free and cash-out coupons, which users in need can look at.
2. ICBC Financial Electronic Loan
ICBC's pure credit micro-loan is the lowest in 600 yuan. Ordinary people can borrow several thousand yuan to tens of thousands of yuan, and they can borrow repeatedly, and the amount will be restored immediately after repayment. The term is generally 2 years, and the longest is 5 years, which can reduce the repayment pressure of borrowers and can be handled by users of age 18-60.
3. Arbitrary loans
The maximum amount is 300,000 yuan, and five installments, 10 and 15 can be freely selected without mortgage guarantee. The amount can be used for consumption, decoration, car purchase, tourism, education and so on. Interest can be calculated on a daily basis, and it will arrive in 20 seconds at the earliest, which is convenient for cash withdrawal. As long as you authenticate your personal identity information and have investment, wealth management or consumption records in Suning Finance, you can easily obtain the amount.
4. Gome Easy Card
Gome Finance is a well-known platform in the industry, and its consumer staging product Gome Easy Card is very popular. The loan amount is between 500-5000 yuan. An application can be recycled and the system can automatically review it. You can apply at any time, you can lend money in a few minutes at the earliest, and you can borrow it for one year at the longest.
What loan software does not need face-to-face audit? Inventory!
Some private small loan companies not only have to answer the phone but also go to the face-to-face audit when reviewing loans. Some users have asked, what loan software does not need face-to-face audit? Let's briefly introduce a few. I hope it helps after reading it. If you are interested, you can click Apply directly.
What loan software does not need face-to-face audit?
1. Doudou Money: a loan product of WeChat Jinke, with a credit line of 30,000-50,000 yuan and a loan period of 3-24 months. The applicant is 20-50 years old. Users can find the application form at the client, fill in the information and submit it for review.
2. Lend it to you: the user is 22-55 years old, the credit line is1-50,000, the loan period is 1-3 months, and the mobile phone number of the real-name registration system is required to be at least 6 months. Users can directly carry out operator authentication and upload certificates.
3. An Yihua: immediately consume the products of the wealth management platform. Users need to be 18-55 years old to apply. You can apply by providing your ID card, mobile phone number and bank card, and the loan can be released as soon as 1 minute. The credit line of the loan is between 1, 000-200,000, and the loan term is 1- 12 months.
4. Ping An Small Orange Flower: Ping An Consumer Finance Platform, with a credit line of1-200,000 and a loan term of 3-24 months. Applicants should be 22-45 years old, non-students, and have a stable source of work income.
5. Ctrip Finance: The credit line of the loan is between 60 million and 200,000, and the loan period is 3-36 months. Users can register with their mobile phone numbers and submit their identity information for review.
The above is the answer to the question "What software can borrow money without face-to-face signing?".
What loan does not need to be audited?
There is no loan that does not need to be audited. Whether it is a bank loan, a consumer finance loan, a mobile phone loan or a micro-loan platform, it needs to be audited, but some micro-loans are relatively simple to audit because of their small amount, but at present, they cannot be loaned without auditing. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Article 667 of the Civil Code is a loan contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
Loans that can be passed directly without review.
When applying for a loan, the loan platform needs to obtain the borrower's personal qualifications first, then conduct a series of comprehensive audits, and then approve the quota. There is no loan platform that does not need to be audited in the market, but there are some small loans, and the threshold for applying for loans is very low. Is there a loan platform that does not need to be audited? These five small loans can be tried!
Is there a loan platform that does not need to be audited?
1, white cat loan
White Cat Loan is a small loan product owned by Guangzhou Du Zhi Internet Company. Shortly after the launch, the maximum loan amount available to users is 40,000 yuan. Support users aged 22-55 to apply for loans, but not users from Tibet, Xinjiang, Ningxia and Inner Mongolia.
2. Ten thousand E loans
In the small loan platform, Wandai is a relatively "old brand" loan product, which is owned by Wanda Pratt & Whitney and has an annual interest rate of 24% to 36%. The maximum loan amount that Wane Loan can provide to users is 50,000 yuan, and borrowers aged between 18-55 can try to apply.
3. Sorry
Lending treasure is a lending platform under Alipay, which belongs to Ant Financial. In addition to borrowing money, Ant Financial also has flower buds and online business loans. Users want to apply for a loan in the borrowing bank, mainly depending on whether the sesame credit score reaches 600 points. If it has not been reached, it is impossible to open a borrowing bank.
4. Didi Finance
Didi Finance is a lending platform under Didi. Users can find "borrowing money" directly in Didi APP, and then they can choose to apply for Didi Finance to borrow money. Of course, in addition to Didi Finance, Didi also has other credit loan products such as Didi Monthly Supply.
5. Meituan borrows money
Users find "borrowing money" in Meituan-Personal Center, and then click Apply to open Meituan to borrow money. In addition to borrowing money from Meituan, there are also loan products such as Meituan's living expenses and Meituan's monthly payment. Users can try to apply. The maximum loan amount of Meituan Lending Bao is 200,000 yuan.
The above is the related content sharing of "No Audit of Loan Platform", and I hope it will help everyone!