August 2009-17 12: 04 Qilu Evening News
16, Jining's first "one-stop" automobile direct loan center launched by China Industrial and Commercial Bank Jining Branch officially opened. It will be more convenient and faster for urban and rural residents to borrow money to buy a car. As long as the conditions are met and the procedures are complete, acceptance, approval and lending can generally be realized on the same day, and the choice of guarantee methods is more independent and flexible.
In recent years, automobile consumption has gradually become a hot spot of household consumption of urban and rural residents. However, in the process of car purchase and loan, customers are often time-consuming and laborious because of scattered locations and ineffective information, which brings a lot of inconvenience. In order to comply with this trend, China Industrial and Commercial Bank Jining Branch aimed at the market, seized the business opportunity, took the lead in preparing to set up a direct auto loan center in Jining area, and launched a "direct auto loan" business with simpler procedures. The center is located on the 2nd floor of the East Building of Shantui Building in Jining City.
According to the person in charge of the automobile direct loan center of ICBC in Jining City, the center integrates the advantages of banks, insurance, automobile dealers, automobile maintenance enterprises and other resources, and provides a series of "one-stop" and personalized financial services for car buyers with a brand-new service concept and professional standard model. In this auto direct loan center, customers now need a loan to buy a family car. As long as it meets the requirements and the procedures are complete, it can generally accept, approve and lend money on the same day, avoiding the pain of customers running around. At the same time, when handling personal automobile consumption loans in the center, customers can independently choose four different forms of guarantee: vehicle mortgage+industry guarantee company guarantee, vehicle mortgage+performance guarantee insurance of insurance company, vehicle mortgage+natural person guarantee and vehicle mortgage+combination guarantee, which is more flexible.
At present, the balance of ICBC's automobile consumption loan in Jining City has reached 800 million yuan. Since the beginning of this year, it has issued a total of 450 million yuan, an increase of 654.38+0.3 billion yuan, ranking first in the local industry in terms of both issuance and increase, which has strongly supported the automobile consumption demand of the public.