Wuhan second-hand housing sales tax?
1. business tax (tax rate is 5.6%, to be paid by the seller)
According to the new real estate policy in March, business tax is levied in full on non-ordinary houses that have been sold and purchased for less than 2 years, on non-ordinary houses that have been sold and purchased for more than 2 years or ordinary houses that have been sold and purchased for less than 5 years, according to the difference between the two transactions, and on ordinary houses that have been sold and purchased for more than 5 years, business tax is exempted.
2. Individual income tax (65438+ 0% of the total transaction amount or 20% of the difference between the two transactions, to be paid by the seller)
Conditions for collection Individual housing transfer income tax shall be paid for the sale of non-unique houses by families. There are two conditions here: the only house in the family; The purchase time is over 5 years. If both conditions are met at the same time, individual income tax can be exempted; If you don't meet any conditions, you have to pay personal income tax.
Note: If the property sold is a non-residential property, individual income tax will be paid under any circumstances. Moreover, the local taxation bureau must also levy 20% of the difference in business tax payment during the tax collection process.
Second-hand housing trading hours?
1. If you have a loan, you have to go to the bank first. Generally, the bank will give the loan to the last account with the real estate license within 5- 10 working days. You can get the real estate license after you leave home, that is, it takes about 25 days to 1 month for the loan, and it takes about 20 days for the one-time payment. (Note: The time to apply for real estate license varies from place to place, so the local policy shall prevail. )
2. The real estate management department shall review the relevant documents provided, and make a written reply on whether to accept them within 15 days. The acceptance and verification of the declared transaction price requires on-site investigation and evaluation of the transferred house.
3. If the buyers apply for a combination of provident fund loans and commercial loans, they need to apply for both provident fund and bank loans; If you only apply for a commercial loan (mortgage loan), you only need to apply for a loan from the bank. This process is the longest stage in the second-hand housing transaction. After the loan is completed, we should pay attention to the cancellation of other warrants of the property.
The above is about the taxes and fees for the sale of second-hand houses in Wuhan and the transaction time of second-hand houses. If you think the second-hand housing transaction is more valuable, you can first pay attention to the matters needing attention and the time it will take. The current second-hand housing transaction process is relatively simple, and there will be no major problems. However, some people do not understand the relevant taxes and fees during the transaction process, and there may be tax evasion, so we should face it squarely.