If you need to inquire about the ownership relationship and mortgage of the house, there are two methods: one is to directly check the property ownership certificate, which indicates the owner and mortgage of the house; The second is to accompany me with my ID card and real estate license to the Housing Authority to handle the relevant housing file inquiry procedures. According to the relevant provisions of the Interim Measures for Inquiring about Housing Ownership Registration Information (J.J.F. [2006] No.244) issued by the Ministry of Construction, the inquirer can inquire about the housing record information when providing the number of the house (room number and location) or the ownership certificate, as well as the matters to be inquired.
At present, it is common to mortgage a house to two people, commonly known as one, two and three, and no one will do it; For example, if the house is mortgaged to the bank, the loan interest rate is 70%, leaving 30% of the space, then this 30% of the space can still be used for both purposes.