Relocation does not meet the loan conditions. Can I use my pension? What should I do?
The answer is as follows: Yes. The processing flow of endowment insurance loan is as follows: 1. Borrowers and their legal heirs bring certificates, social security cards, old-age insurance seals and other materials to the local enterprise staff entrusted management center of the Municipal People's Social Security Bureau, and go through the loan qualification procedures according to regulations. 2. After the local Municipal Bureau of Human Resources and Social Security entrusts the management center for enterprise employees to pass the examination, the borrower shall bring the materials needed for applying for a loan and the application for a dangerous loan. 3. After being approved by the lending bank, the borrower and the lending bank. 4. After the contract comes into effect, the lending institution will issue loans as required.
Second, what should foreigners do if they are not eligible for loans? Personal tax payment certificate is troublesome. ...
You need to find an agency to prove your qualifications.
Charge d 'affaires tax payment certificate. There is no worries about buying a house.
Can let you get the following treatment:
First, buy a house: second. Pension: three. Medical insurance:
Mortgage to buy a house, a foreigner, bought a house at one time, and his children went to school.
Information the customer needs to provide: name, ID number, monthly salary, repayment month, address, postal code.
The whole process is transparent, please rest assured, or you can come with us yourself.
3. What should I do if I am not qualified to borrow a pension to move?
Of course. Whether it is provident fund loans or commercial mortgage loans, banks will require borrowers to meet certain conditions. As long as the borrower is under the age of 60, has other income and has real estate under his name, he can apply for a loan with a relatively high amount and provide a monthly pension and retirement certificate. However, different banks have different regulations, so it is necessary to consult more banks and choose appropriate bank loans.
Fourth, you can't get a pension if you don't move your hukou?
You can get a pension if you don't move your account.
Now hukou and retirement are separated, so you don't need to receive a pension where your hukou is located, and you can retire in different places. Now everyone is about to move, the parents of the only child have reached retirement age, and their children are employed in other places, so retirement in different places is more and more common. May retirees from different places get better and better.