Let's analyze the shortcomings of this product in detail. Let's look at the protection map first:
Although the guarantee of "Take Good Care of Your Customers" A is simple, it actually contains many shortcomings that you haven't noticed. If you don't know, you will still suffer:
1. Incomplete guarantee
Covering serious illness, moderate illness and mild illness has become a necessary guarantee for an excellent serious illness insurance, but Type A insurance that takes care of passengers only covers serious illness. Some friends may think that there is nothing wrong with the protection of Chinese medicine, and it doesn't matter if there is one.
In fact, mild illness is a disease between mild illness and severe illness, which can increase the probability of claims, so this guarantee is necessary.
2. Total disability is not guaranteed.
Take care of your illness. Paragraph A only provides death protection, not total disability protection. In fact, the problem of total disability is no less than death. This is a protracted war, and the long-term treatment expenses, nutrition expenses, nursing expenses and other large expenditures are beyond the reach of an ordinary family.
Therefore, the total disability protection is still very important, but there is no such protection in the A mode of taking care of passengers, which is a bit disappointing. ......
3. Long waiting period
The shorter the waiting time, the faster the guarantee. The waiting period for excellent critical illness insurance is 90 days, while the waiting period for taking care of passengers is 180 days, which is a bit long.
However, the insurance company thinks so, and the long waiting period is also to prevent someone from cheating, so this is also a fact.
Through the above analysis, we have a certain understanding of the A mode of nursing in Ke Rong. There are still many excellent products on the market. For more information, you can click on this article: "Is Model A of Sunshine Ke Rong Care Worth Buying? A text tells you the answer. "
If you are interested in Sunshine Life, you can also compare several stores to see if you can really buy it. The most comprehensive critical illness insurance comparison table is provided below: National Epidemic 136 Critical Illness Insurance Comparison Table.
Of course, there are still many excellent products in the critical illness insurance market. If A is not good enough, you can look at these products again and always choose one that suits you: "The new definition of critical illness insurance pk, the top ten are here! 》
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