Internet insurance has realized the networking of insurance information consultation, insurance scheme design, insurance, compensation, underwriting, underwriting and policy information inquiry to a certain extent, which not only allows users to choose insurance without leaving home, but also facilitates the internal industry management of insurance companies.
Advantages:
1, convenient and quick.
Internet insurance can directly choose online insurance, support online intelligent underwriting, and avoid cumbersome manual underwriting procedures. When making a claim, you only need to upload relevant information to the insurance company, and as long as it meets the contract requirements, you can get a claim.
The whole insurance process is convenient, fast, simple and efficient, so that we can easily insure without leaving home.
2, the premium is cheap
Compared with traditional insurance companies, Internet insurance companies do not need to open many offline outlets and hire so many insurance agents, which reduces the expenses of various channels and commissions and greatly reduces operating costs.
Therefore, pricing can be reduced and more users can be served with cheaper premiums.
3. Openness and transparency
When you choose insurance products from the Internet, you can directly inquire about their protection responsibilities, health notification, claims process, common problems and so on. Focus on different insurance products, make a unified comparative analysis, and choose the products we really need with high cost performance.
Instead of blindly listening to the advocacy of insurance sales, I chose high-priced insurance products that are not my real needs.