Mortgage Commissioner is a professional employee of commercial or financial institutions and real estate companies specializing in mortgage business. The mortgage specialist is the relevant staff, responsible for reviewing the borrower's information, preparing materials and communicating with third parties.
The mortgagor is responsible for reviewing the information of customers who want to apply for mortgage loans; Submit the relevant information of real estate mortgage loan to the bank for review. If it is a house, the developer will submit the relevant information to the bank for review. Coordinate and communicate with intermediary companies and banks on mortgage loan business; Responsible for the mortgage registration procedures of the housing reform.
The responsibilities of the mortgage specialist are as follows: to be responsible for contacting and understanding customers, introducing relevant mortgage procedures and models to them, and providing them with appropriate mortgage consultation; In the early stage of mortgage loan, be responsible for informing customers and making mortgage-related materials for customers; Responsible for investigating the credit status of customers and ensuring the smooth progress of their mortgage business; Responsible for the preliminary review and sorting of mortgage information submitted by customers, and timely notify the materials that do not meet the requirements; Responsible for sorting out the relevant information of customers' mortgage loans and submitting them to the bank for review.
Responsible for following up the audit of bank mortgage loans and helping to solve the problems encountered by banks in the approval process in time; After being audited by the bank, be responsible for guiding customers to handle mortgage loan business; Responsible for the follow-up of bank mortgage loans to ensure the timely issuance of loans; After the bank loan is completed, be responsible for timely returning or archiving the information provided by customers; Assist customers to go through the formalities of real estate registration and property right after paying various taxes and fees. Under the risk that the company can bear, provide customers with the best mortgage loan and accelerate the company's capital turnover.