After inquiring about the personal credit report through the People's Bank, if there is any objection to the content of the personal credit report, it can be reflected through the following three channels:
(1) I declare or entrust others to the credit management department of the local branch of the People's Bank of China.
(2) Report directly to the Credit Information Center.
(3) The agency of the commercial bank directly involved in the entrustment error message reflects it, and consult the local CCB outlets for details. ?
Extended data:
After checking the personal information report and confirming that there are negative records, the bad personal credit records caused by cardholders cannot be eliminated.
According to the requirements of the People's Bank of China, commercial banks must truthfully report the overdue status of customers' credit card accounts to the financial information database of the People's Bank of China. If the account is overdue due to customers' own reasons, regardless of the amount.
If there are negative records in the personal credit report, we should first avoid new negative records, and then re-establish personal credit records as soon as possible (for example, we should keep the habit of repaying on time for a long time). ?
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