The conditions for purchasing Jinmei Garden House with provident fund loans include:
1. The borrower must have an account in the city where Jinmei Garden is located;
2, usually income should be stable, good credit, have the ability to repay the loan;
3. There is a legal contract or agreement to purchase the self-occupied house of Jinmeiyuan, and there is a prescribed proportion of self-raised funds;
4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Jinmei Garden loan;
5. Agree to handle the purchase guarantee or mortgage property insurance;
6. Agree to other conditions stipulated in the housing provident fund management.
The five certificates of Jinmeihua Garden can be inquired as follows:
1, official website query.
Some cities have opened websites to inquire about the five certificates, and buyers can log on to local websites to inquire about the five certificates of developers.
2. Consult with relevant departments.
If the development enterprise fails to show it in the pre-sale of commercial housing, the buyer may ask it to show it, and the development enterprise has an express obligation. As consumers, they have the right to know, and they can also check with the real estate management department.
3. The bank inquired about the "five certificates".
Banks always play an important role in a series of links such as land acquisition, approval and construction of a project, especially when lending, the audit of the project and developers is still relatively strict. If there is something wrong with the project, the bank will not be able to pass this pass, so advise the majority of property buyers to go to the bank if they are really not sure.
For more information about Jinmei Garden, please consult the real estate agent!
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!