1.？ Understand the types of financial consultants: Some financial consultants provide financial planning services, but do not provide investment management services. Others manage investments, but rarely provide financial plans. In order to find the best financial adviser for your situation, you need to know the types of financial advice you need and the services provided by potential advisers.
2.？ Use reputable vouchers for financial advice: All vouchers are different. Some organizations create expense vouchers that are easy to obtain, so that salespeople can obtain vouchers and become experts. To find a consultant or financial planner with a good reputation, please find someone with the title of CFP (International Financial Planner) or PFS (Personal Financial Expert), or an investment consultant with CFA (Chartered Financial Analyst) certificate.
3.？ How to get paid for financial advisers with proprietary technology: There are many ways to charge for financial advisers' services, but the most objective and fair financial advisers all charge. To hire the best financial adviser, you need to know all possible ways to compensate potential financial advisers, such as charging asset-based fees, hourly fees or participating in commissions.
4.？ Use search engine filtering criteria: Online search is a good way to reduce the number of postal code consultants. It has the right vouchers and an appropriate billing structure to meet your needs. You can use the financial advisor search engine to enter specific conditions about the type of advisor you are looking for.
5.？ Ask the following questions before recruiting: The right questions can help you eliminate financial advisers who have poor communication with you. How long have they been practicing? How do they get compensation? Can they guide you through different retirement plans?
Using specific interview questions can help you determine the communication style of financial advisers, as well as their professional fields and ideal customers. The key is to make sure you understand the answer, and if you don't, you should be comfortable enough to ask the follow-up questions.
6.？ Verify certificates and check complaints: Before hiring someone, in order to ensure that someone is legal and has a good service record, please check their records with FINRA, the US Securities and Exchange Commission (SEC), CFP Committee or other member organizations related to the consultant to verify the consultant's certificates and complaint records.
7.？ Know how to find the risk of fraud: when someone is in charge of your assets, it is easier to commit fraud. Most well-known financial advisers will use so-called third-party custodians to hold your assets. Please pay attention to those consultants or companies that trust your funds, or have another related company as the custodian.