The system displays normally, indicating that the review stage of the loan (mobile phone Baidu "Baidu cash loan", looking for the way to borrow money that knows you best) has been completed and will be released soon. At the time of loan, the tuition part of the student-origin loan directly enters the school account. If the loan has a surplus besides the tuition fee, it will be put into your own Alipay account. You need to activate your Alipay and authenticate your real name. After receiving the account, you can transfer the money to any bank card through Alipay's cash withdrawal function, and then you can use it yourself.
Second, 20 17 student loan process for college students
Student-origin credit student loans do not need guarantees and mortgages, but they need repayment, which is different from national grants. Below, I sorted out the process of 20 17 college student loan for your reference!
China Development Bank: (opened provinces: Shanxi, Inner Mongolia, Jiangsu, Anhui, Henan, parts of Jiangxi, Shandong, Hubei, Hunan, Guangxi, Hainan, Qingdao, Chongqing, Sichuan, Guizhou, Yunnan, Shaanxi, Gansu, Qinghai and Ningxia).
Agricultural Banking in China: (Fujian Province, Zhejiang Province)
Rural credit cooperative banks: (Jiangxi Province, Fujian Province, Zhejiang Province)
The specific treatment of each student's origin should consult the local education bureau funding center (due to different local requirements).
1. First, log in to official website of China Development Bank, click on the student online service system (student origin) and register the student information.
2. Export the loan application, print the paper document (in duplicate) and affix the official seal according to the above requirements.
3. Preparation materials: Old classmates should first go to the school office to open a student loan certificate and bring it back. (Note: Different regions may have different requirements)
(1) application form for materials required for the first loan (in duplicate) (referring to students who have never borrowed from their old classmates) (1). The application form must be complete and accurate, and signed and sealed by the borrower; , village (neighborhood) committee, township (street), county civil affairs departments of all units stamped with official seals.
(2) the borrower and the borrower's identity card, and the county center keeps a copy;
(3) Admission notice (old students are required to provide student ID card and a copy of student ID card), and the county center keeps one copy;
(4) Other materials required by the county funding center.
(2) The application form (1) (in duplicate) for materials required for loan renewal must be filled in completely and accurately, and the borrower shall sign and seal it; No qualification examination is required (that is, no official seal is required).
(2) a copy of the student ID card;
(3) other materials required by the county funding center.
(4) Apply for a loan and sign a contract at the rescue management center. For the first application, the borrower and * * * must go to the acceptance site at the same time as the borrower; When renewing the loan, the borrower and one of the borrowers can apply at the scene.
(5) After the students report to the school, they will submit the acceptance certificate (receipt) to the financial aid center of the school with the relevant loan receipts from the county education bureau and the bank. Teachers in the financial aid center will enter the collection information in the student loan system. Remember!
Rural credit cooperative loan
(Open provinces: Jiangxi, Fujian, Heilongjiang, parts of Yunnan,)
I. Loan application and preliminary examination
(1) The applicant shall issue 1 certificate to the Academic Affairs Office before going home; Students from outside the province need to download the Application Form of Credit Student Loan for Students from xx Province on the website of the Education Bureau of Students' Origin.
(two) sent to the village, township (street) county civil affairs department for examination and seal.
(three) to the local county (District) Education Bureau Student Financial Assistance Management Center for examination and seal.
(four) students applying for loan approval should provide the following materials to the county aid center:
(1) application form;
(2) ID cards, photocopies and household registration books of borrowing students and borrowers;
(3) Student ID card and its copy;
(4) Proof of tuition and accommodation fees required by students and the bank name, account name and account number of the school;
(5) Proof of the relationship between students and their parents (or other legal guardians); (6) Other materials stipulated by the county funding center. Approved after parallel verification.
Second, sign a loan contract
After the loan is approved by the agency designated by the County Student Financial Assistance Center, the agency will sign a student loan contract with the borrower and * * *.
Third, colleges and universities confirm that
(a) students with the "student loan contract" and "student credit student loan confirmation letter" back to school registration.
(two) and hold the "student credit loan confirmation letter" receipt to the education department to confirm the receipt.
(three) within 20 working days after registration, send a confirmation letter of the student source credit loan to the county-level student financial assistance management center by mail or other effective means. In case of special circumstances, students should take the initiative to contact the county-level student financial assistance management center, otherwise loans will not be issued.
4. After the tuition fee is received, the applicant shall go through the formalities of tuition fee change with the receipt of tuition fee.
Loan application, preliminary examination of county-level student financial assistance management center
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Agency investigation, review and approval
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Sign a loan contract
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Confirmation of ordinary colleges and universities
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The county-level student financial assistance center informs the lender.
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Loan issuance and remittance
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Record registration
After reading the 20 17 college student loan process, I also saw:
1.20 17 student loan policy
2.20 17 national student loan policy
3.20 17 Financial Aid Policy for College Students
4.20 17 new policy for college students
Third, the process of handling new student loans?
(? ) login system
1, learning? Sign up for the first loan? Online service system, please select your loan type. Local student loans.
2. On the login page? Click the "Register" button, and the system will enter? Go to the registration agreement page? .
3. Click the "Agree" button.
4. record? Basic information: lose? Name (no space in the middle), 18 digits are true and valid? Certificate number, choose Sunan County School? Money management? Recording? The full name of "graduation middle school". (refer to the name of the official seal of the school).
5. lose? School information: click "? After the school name? " Choice? School ",lost? Name of the school. Click "query" and click "research"? Before school? Select button, and then click OK. Record in turn? "Department name", "professional name", and select "professional category". Recording? Student number? Academic year, educational system, educational background. (note:? The name of the school, the name of the department and the name of the major should be filled in strictly according to the contents of the notice at that time; ? What is the academic year of admission? It's time to study. )
6. Click "Down? Step ",set the login name, password and security information. Click "Down? Step ",fill in the information in turn.
7. Peggy? Pop up? "Registration successful", click "Back" to register successfully.
8. manufacturing? Log in with the newly registered login name and password.
, online application
1. Log in to the system, enter the page, and click the selection bar on the left? In "Loan Application", click "Add" to pop up "Add Loan Information" and fill in the loan? Borrow by * *? Information. Note: loan? The amount is the sum of accommodation and tuition. Most? Can't? Within 8,000 yuan, the minimum shall not be less than 1000 yuan. The longest loan term is 14 years. How exactly is it calculated? Method: new? = years of schooling 10 (calculation result? Fill in14); ? Is the school at school? = educational system-years in school 10 (calculation result? Fill in 14).
2. Print the form. Click "Submit" and the system will pop up. , indicating that the application was submitted successfully. Click "Return", click "Select" to select the listed application form, and then click "Export Application Form". Save as word? File, directly print the application form (? Type? ). study? Go to the county school? Money management? The application form must be printed after it is exported from the system. In addition to "signature" and "qualification examination", other required contents must be taken from? Print after export (A4), don't? Fill in. Loan review and contract signing
Fourth, deposit the money into the designated Alipay No.65438+February 20th, isn't it automatic to deduct the student loan interest from the college students' hometown? Today is 2 1. Why not deduct the money?
20th is the repayment date of overdue loans; There is no need for automatic deduction after repayment.
The student or * * * and the borrower will fully recharge the funds to the personal Alipay account within 5 days before the repayment date according to the loan contract. The repayment process under the agent settlement bank mode remains unchanged. Students who apply for loans in the mode of agent settlement bank can log in to the student online system to obtain Alipay account, and then make repayment through Alipay after activation.
The 20th of each month is the repayment date of overdue loans. When the borrower is overdue, the borrower will recharge the principal and interest payable to the personal Alipay account before the 20th of the current month. Debt service includes overdue principal and interest and penalty interest as of the 20th of the current month. Students can log on to the online system to check the results of prepayment. If the current prepayment fails, you need to resubmit the next prepayment application.
Extended data:
Provisions on the relevant requirements of student loans for college students;
1. The loan term shall be determined in principle according to the full-time undergraduate academic system plus 10 years, and the longest shall not exceed 14 years, in which students shall be determined according to the remaining years of study plus 10 years. For those who have studied for more than 4 years or continue to study for a postgraduate degree or a second degree, the repayment period after graduation will be shortened accordingly. Except in special circumstances, the loan term shall not be extended in principle.
2. When the loan amount is higher than the actual demand for tuition and accommodation, the rest can be used for students' living expenses. College students who have obtained national student loans in colleges and universities in that year may not apply for student-origin credit student loans at the same time.