Bangxin Tongdai is a platform for providing loan services. Generally speaking, it does not directly finance or issue loans.
Expand knowledge: financing, but not loans. Generally speaking, Infocomm only cooperates with major banks, not with small online lending companies, so the security of Infocomm loans is still very high, and loan members are only a means to promote the platform. In fact, whether a customer can get a loan is still determined by comprehensive qualifications. Opening a member does not guarantee that the user will pass the loan review. However, if the user has opened a member, he can enjoy services such as priority approval and delayed overdue repayment. Whether to open a member generally depends on whether the customer has these needs. Reliable loan platforms will not force customers to open members, but some platforms will. For such a thing, we need to think it over.